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CFPB Raises Red Flags on Mortgage Lending and Servicing, Credit Reporting

The Consumer Financial Protection Bureau (CFPB) is working to make sure that financial services providers – like debt collectors and mortgage lenders – follow the law. They keep a close watch to keep you from getting treated unfairly. This week, the CFPB released a report on their supervision work in several areas, including mortgage lending, mortgage servicing, debt […]

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Posted by Consumers Union on Tuesday, June 30th, 2015 | No Comments »

Supreme Court Again Settles Health Reform Debate

Last week, the Supreme Court reaffirmed a key element of the health reform law that allows millions of Americans to get tax credit discounts on their health insurance. The Court put to rest a longstanding argument over whether or not these discounts apply in all states. The decision ensures that no matter where you live, […]

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Posted by Blake Hutson on Monday, June 29th, 2015 | 20 Comments »

Plus-Up program helps families get into cleaner cars

California is offering huge incentives to help families replace their old, dirty, polluting cars with new, cleaner cars in the Greater Los Angeles area and the San Joaquin Valley. This program can make an enormous impact because these types of older, heavily polluting vehicles  are responsible for 80% of the states total pollution, though they […]

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Posted by Kristin Retter on Friday, June 26th, 2015 | No Comments »

Bitcoin Curious? The FTC Has Some Advice for You

People who have made purchases with the virtual currency bitcoin have run into trouble one of two ways, according to the Federal Trade Commission (FTC): Online merchants who don’t deliver the product on time or at all; and Merchants who give refunds in store credit, rather than currency. And that’s not the only thing to […]

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Posted by Consumers Union on Wednesday, June 24th, 2015 | No Comments »

Sorting through the confusion about GMOs

Here’s an infographic to help consumers sort through confusing news and messages about Genetically Modified Organisms (GMOs). GMOs are found in a wide range of products, and should be labeled to support informed choice.

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Posted by Caitlin Watkins on Friday, June 19th, 2015 | 52 Comments »

New NAS report finds automakers on target to meet 2025 CAFE target

Today the National Academies released a study on the feasibility of federal CAFE (fuel economy) and greenhouse gas emission standards for vehicles.  Overall, the study indicates that automakers are on track to meet 2025 standards on time and at reasonable cost and that the vehicle fleet is likely to become safer as it becomes lighter. The […]

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Posted by Shannon Baker-Branstetter on Thursday, June 18th, 2015 | No Comments »

Who Uses Prepaid Cards? Studies Say Millennials

The largest generation appears to be using prepaid cards. A spring survey by TD Bank found that one in three millennials uses a prepaid card, echoing the findings of an earlier study by the Federal Reserve Bank of Philadelphia. Prepaid cards look and work much like traditional debit cards, but aren’t linked to a traditional […]

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Posted by Consumers Union on Wednesday, June 10th, 2015 | No Comments »

A Quick and Dirty Payroll Card Primer

Many workers – maybe you – get paid by electronically. If you have a bank account, your pay probably gets direct deposited to your account. But for folks who don’t have bank accounts, a payroll card, a type of prepaid card, may be an option. Payroll cards look and work much like debit cards, but […]

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Posted by Consumers Union on Tuesday, June 9th, 2015 | No Comments »

Stop wasting money, start saving water

The average family of 4 uses 400 gallons of water every day but you can seriously reduce this amount, and your monthly water bill. As California struggles through their fourth consecutive year of drought, 40 states say they too expect water shortages in the next 10 years, even if water conditions stay normal. This means water […]

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Posted by Kristin Retter on Tuesday, June 9th, 2015 | No Comments »

Many Reverse Mortgage Ads Misleading, says CFPB

On June 4, 2015, the CFPB released a new study concluding that many advertisements for reverse mortgages contain incomplete or inaccurate information that can pose a serious risk to seniors who take out such loans.  The study was issued in conjunction with an advisory to consumers warning them to “watch out for misleading and confusing […]

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Posted by Consumers Union on Friday, June 5th, 2015 | No Comments »

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