Rate review is the process by which state or federal insurance regulators review health plans’ proposed insurance premium rates to ensure that they are reasonable based on a variety of factors. Although easier in some states than others, public participation has the potential to not only hold down premiums for consumers but also to apply pressure to reduce the underlying health care cost drivers in a state.
CU Rate Review Training for Advocates was conducted in April 2014.
Rate Review Blog Series:
- June 6, 2014 - Trend setters: how much does the cost of health care increase each year?
- May 27, 2014 - No more excuses! Distinguishing “need” from “desire” when insurers want to raise rates
- May 6, 2014 - Figuring out health insurance rate requests is getting simpler, and you can weigh in!
- May 2, 2014 - Insurance rates are being filed, consumers need to pay attention
Rate Review Discussions:
We hope to make rate review an active topic of discussion on our Health Care Cost Forum, an email discussion group just for advocates intended to be a safe space for frank, productive conversation. To join: please send an email to dmendelsohn “at” consumer.org.