College Students: Warnings about the Higher One Card

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We support reforms to the financial marketplace that protect consumers from unscrupulous banks and lenders.

By Consumers Union on Friday, September 10th, 2010

Campuses across the nation have been adopting the Higher One card for their students. While these cards may be providing cost savings to college institutions, students are finding huge problems. One of the biggest complaints: students are finding they may be laden with fees. For instance, the inactivity fee is $19 a month, to use a non-network ATM is $2.50 and to use the card as a PIN debit transaction, it’s $0.50 a pop.

Just what is the Higher One card?

According to a recent article in The Oregonian::

“This official student photo ID is branded with the MasterCard logo. It can double as a debit card. Students can have their financial-aid refunds — the money leftover after the school deducts its tuition and fees — automatically deposited into a bank account linked to the card. They can then tap the money at an ATM or wherever a merchant takes MasterCard.

The company behind these cards, Higher One Inc., has integrated them across hundreds of college campuses”

Meanwhile, here are some numbers to show who is benefiting from these fees:

“These fees obviously sustain Higher One. Last year, it took in $66 million on merchant swipe fees, ATM fees, overdraft fees and student “convenience fees,” the company says. It did so well last year, the company handed out $1 million in bonuses to employees. In June, it raised $38 million in a public stock offering on Wall Street.”

If you have a HigherOne card, consider yourself warned—watch out for the fees you might be paying to use your money. Consider other alternatives to use your money, such as a traditional debit card from a bank or credit union.

For additional advice for college students, click here and here.

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  38. My name is Gwendolyn Shirley Tammie and i am from Houston in USA i just received my loan from Abigail Mills loan company right now and i have heard about this company and i thought it was a fake company but now i am so happy this company helped me and 100% this company is real so anyone that need a loan this is the right company to apply from now i applied for a loan for my business of 250,000.00 USD and this company helped me without delay i am so happy i am testifying this company because i saw other people do it and i am happy to be among the people who shares testimony on how this company helped me so everyone if you need a real loan your helper is here. their contact information is abigailmills.loans227@gmail.com

  39. Abigail God will bless you and your company

    My name is Veronica Rose Holly. I am from Chicago USA. I have nothing much to say anyone that need a true loan without you being cheated should apply from Abigail Mills cause i applied for a loan from this company today after i read so many good and wonderful comments about this company. I applied for a loan to pay my debts and all i needed was $50,000.00 because i will also use part of that money to pay my children school fees. As i am writing this on the internet now i just received my loan from this company today and i am so happy i never believed i would ever be happy again cause i have passed through a lot and i thank God for Abigail Mills God will bless her and his company for putting a smile to my face. So anyone around the world from Spain and other countries that need a loan your helper is here and the company is Abigail Mills anyone that applied from Abigail Mills loan company will have no problem cause you will receive your loan exactly the time she tells you. their company Email address is abigailmills.loans227@gmail.com

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  40. My name is Leo Daniel Archer and i am from Australia i live in a city of Sydney. Have been looking for a loan online since can not get a loan from my bank and have only found people scamming me of my money. Last week i was scammed by a loan company and God know i was ready to end my life but i said to my self let me try and see if i will see a honest company that was ready to help you. So i settled down and search for a company and i read so many good comments about this company Abigail Mills and i said let me apply and see if i will be lucky as other people i was afraid but i gave my self a chance and i applied for a loan of $80,000.00 i explained to this company that i have been scammed and they told me not to worry that they will help you that they have helped so many people from my country before. So i gave this company a chance and they assured me that in 8 hours time i was going to be with my loan i did not believe but i waited for my loan. In exactly 8 hours time i received an alert from my back that my account has be credited with $80,000.00. All thanks to Abigail Mills this company is God cent. And i made a promise to my self that i will testify this company on how they helped me this company do not know am doing this now that am telling people on the internet how they helped me so everyone if you need a real loan Abigail Mills is here to help you do not be fooled by fake people who clam to be lender. I almost forgot you can only contact this company via mail and there contact details is abigailmills.loans227@gmail.com. This company is real and true so anyone that reads this message and you are interested contact this company cause they are the only one’s that can help solve your problems.

  41. I am Brayden Wyatt Bryce by name i am a police officer and i live in New York city in USA. Few days ago i was searching for a loan online and i only found people scamming me of my money. I really need this loan for a project in Colombia and i have been cheated severally one day when i was off duty i decided to look again this time for a true company that give loans i found this company named Abigail Mills loan company and a lot of people have testify about this company at first i did not believe but i decided to apply the loan i was looking for was the sum of $7,000,000.00 i applied from this company and they told me all that needs to be done i trusted them and i did what they told me to do and they assured me that in 8 hours time i was going to be with my loan safely i never believed them but i waited for my loan in exactly 8 hours time i got a call from the company that if i have received my loan yet and i said No. They told me to go to my bank and check my account that my bank might not send me an alert i obeyed and i went to my bank and check my account on my eyes i saw my loan of $7,000,000.00 in my account the money i was having on my account before was $1,000,000.00 and i now found $8,000,000.00 pulse my money and my loan was $8,000,000.00 i am so happy and i thank this company for they are great. I want to use my little time to write to people in United States that if you need a real loan Abigail Mills is the right company to apply from this company does not know am doing this so anyone if you need a loan you can only contact this company via mail or whatsapp but i do not use whatsapp so their mail address is abigailmills.loans227@gmail.com

  42. My name is Robert Christopher. I am from USA New York City. I want to write to the internet that if you need a real loan Abigail Mills is the real loan company that gives loan i applied for a loan from this company last week Friday and i just received my loan from them today so everyone if you need a real loan without been scammed this is the right company to apply from thus company is truly great and they are real so many people that have been scammed if you need a loan without being scammed this is the real company that gives loans i applied for a loan from this company Abigail Mills and i received my loan today so anyone around the world if you need a true loan locate this company and be rest assured that this company is going to put a smile to your face. the company can be contacted via mail their mail address is abigailmills.loans227@gmail.com Thanks to anyone that will read this message this company does not know am doing this i am only doing this for people in need of a real loan to be safe.

  43. Vanessa Jodi says:

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    My name is Vanessa Jodi i am from Los Angeles USA. I want to use this time to write to the internet that anyone if you need a true loan Abigail Mills is the right company to apply from few days i was in need of money and i looked for a loan online i saw a company and i applied that company cheated me 2 times of my money i was so sad cause i needed money so i decided to look for another company and i applied from another company that same company also told me to deposit money and i did and never got my loan i was like what is happening to me cause i needed money urgent to buy a house cause if i do not get a house soon my landlord will drive i and my family away from his house so i needed to get my own house. When i was searching again i saw this company Abigail Mills i saw a lot of people testified about this company that the company is truly great so at first i was afraid to apply cause i was cheated 2 times so i said to my self let me try and see if this company was real so i applied. When i applied they told me all i was needed to do i was still afraid but i trusted them and they assured me that in 8 hours time i was going to be with my loan i wanted for my loan and on my eyes i received an alert from my bank that there were a sum of $200,000.00 into my bank account and i was very happy in a while ago the company called me and asked if i have received my loan and i told them yes and o thank them and as i am writing this message on the internet now this company have also helped my 2 brothers so anyone if you need a true loan Abigail Mills is the right company to apply from. In case you are in need of money you can only contact them via mail and their E-mail address is abigailmills.loans227@gmail.com. I thank everyone who rad my message and be safe and apply from this company because you will be happy with them.

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    I am Wilma Linnea Matilda and i am from Philadelphia USA. I was looking for an online loan and i was very scared i have never applied for a loan before and i searched very well and search for a real company there i found a company called Abigail Mills loan company i look and i saw what people said about this company was true i decided to apply for a loan from the company and i needed a loan of $150,000.00 dollars to start a business when i applied she told me all i needed to do i did it and she assured me that in 8 hours time i was going to be with my loan i said okay and i waited in exactly 8 hours time i receive my loan from this company as i am writing this now i have never been scammed before and this company is great i have been hearing people talking about scams but i have never been scammed before and i thank God for that. So everyone if you need a real loan this is the right company to apply from they will help you and the time they tell you that you will receive your loan that is the exact time you will receive your loan. I just have to write this message to everyone so that you wont apply for a loan from the wrong company if you need a real loan contact this company and you will be happy. Their mail address is abigailmills.loans227@gmail.com.

  45. Good day My name is Ebba Agnes Lilly i am from New York City this company Abigail Mills people are talking about is real i never wanted a loan but i just said i should try this company and see if what people are saying is true and i applied for a loan from them yesterday and i just received my loan today from Abigail Mills loan company anyone if you read this message and you need a loan apply from this company cause they are going to help you this company is the only company that offers real loan online. The loan i applied from them was $75,000.00 dollars and in 8 hours time i received my loan so my friends don’t be scammed if you need a real loan this is the right company to apply from. If you are interested of there loans their mail address is abigailmills.loans227@gmail.com.

  46. My name is Gwendolyn Tammie Shari. I am a single mother and i am from Canada and i live in the city of Montreal. I want to use this time to tell everyone on the internet that there is only one company that offers real loan and that company is Abigail Mills. I was looking for a loan online for the past 3 weeks now and all i have got is lenders scamming me of my money that i had God knows i was so poor and i wanted to kill my self but there i saw so many people testify about this company that they give out loans at first i did not believe cause i saw other testimonies of other lender and they all turned to be scams. I said let me apply from this company and see if it is true and immediately i applied they told me everything i needed to do and i agreed and they assured me that in 8 hours time i was going to be with my loan cause they said they are using fast transfer service. At first i did not believe but i waited for my loan before 8 hours time i received an alert from my bank and be hold it was my loan i was very sucked when i saw it and i prayed to God for directing me to the right company who helped me today as i am writing this on the internet now i just received my loan from this company and i am using this time to testify to other people if you need a loan a loan don’t be fooled this is the right company to apply from. Their Email address is abigailmills.loans227@gmail.com

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  47. My name is Freida Erna Madeleine i am from Chicago USA i want to use this time to write to the internet that i just received my loan funds of 5 million dollars from this company called Abigail Mills loan company at first i did not believe what people were saying on the internet but i decided to try and i applied for the loan 2 days ago and i just received a call from my bank that there is the sum of 5 million dollars in my account and immediately i received an alert from my bank Abigail Mills loan company called me and asked me if i have received my loan and i told them yes so they said i should bring more people to there company if anyone do need a loan so if you really do need a loan this is the company to apply from they are really great and i believe now that there is a real loan company that gives loans and that company is Abigail Mills loan company so if anyone of you need an urgent loan and it is important this is the right company to apply from. Their mail address is abigailmills.loans227@gmail.com.

    finally i am really happy and can start my own business now. Thank you once again Patricia you are great and God bless you and your company.

  48. My name is Kimberly Lori Cheryl and i am from US, San Jose i want to use this time to tell everyone on the internet on how i received my loan after been scammed 3 times i applied for a loan from Abigail Mills loan company yesterday i saw people testify about her good works and on how she helped people so i decided to apply and she told me what i needed to do i was scared but i did it this morning now i just received an alert from my bank there there money in my account and i checked the amount and it was my loan i am so happy. So i want to use this time and say to everyone on the internet that this company is real if you need a loan this company is the right company to apply from do not get scammed like me because there are scammers out there apply from this company and you will be happy. their mail address is abigailmills.loans227@gmail.com

  49. Good day everyone my name is Donna Susan Patricia and i am from Houston, USA i want to use this chance i have now to write this message to the internet if anyone of you is looking for a loan real this is the right company to contact i am a business woman and i applied for a loan in a 2017 legit company and the name of the company is Abigail Mills loan company they have been helping people since 2016 and we are in 2018 now and i just received my loan from them so if anyone of you need a loan go and apply from them because they are real i just pray you people that need help with a loan don’t get scammed that is why i am using this chance to write this message on the internet if you need a loan legit loan apply from this company so that you wont get scammed when you apply from the wrong company. their E-mail address is abigailmills.loans227@gmail.com.

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  50. Vonda Dionne says:

    My name is Vonda Dionne i am from Los Angeles i just got my loan from a new legit loan company of 2018 and the name of the company that helped me with my loan today is Abigail Mills loan company they are the most lovely loan company i have ever came across with i applied for a loan from them yesterday and the only thing i did was pay the transfer fee which they said i should pay and immediately i make the payment in the next 12 hours time i was with my loan sorry i can not say how much they helped me with but it is a large amount of money so everyone if you need a real loan this is the right loan company to contact their mail address is abigailmills.loans227@gmail.com

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  52. My name is Deann Twila Alba i am from San Antonio i have heard of this company that they give loans and i went to apply for a loan from them i have heard people saying about scam but i have never been scammed before this company helped me with my loan so anyone that need a loan should apply from them there loans is fast and safe their mail address abigailmills.loans227@gmail.com

  53. Hello everyone my name is Maksims Odincovs and i am from USA, Chicago i have been on the internet and i have heard people saying they have been scammed before and i urgently need a loan so i was afraid to apply for a loan online thing i saw 3 people testify about Mrs Abigail Mills loan company that they got there loan from her i have never applied for a loan before and i was so afraid that i will get scammed but i believed what the people says and apply from that loan company and everything was fine and they told me to send the transfer fee which will be used to transfer my loan when they told me that i was so afraid that it was a scammed so i sat down and i thought about it and i went back to them and tell them i have never done this before but Mrs Abigail Mills said i should trust them that they are going to help me so i did and i went to send the fee which they said i should send for the transfer of my loan just today i got an alert from my back that there is money on my account. Today i am very happy i have never been scammed before and i got my loan once so now i am happy and me and my family us going to be happy too so anyone that need a loan should apply from this company without been scammed because she is real and great and i pray God should continue to use her to help people of there loans. her mail address is abigailmills.loans227@gmail.com.

    Once again i remain Maksims Odincovs

  54. Hello everyone my name is katheryn Liz Rhea am from San Francisco USA. I just received my loan now from Mrs Abigail Mills loan company they are new legit loan company of 2018 and it has not been long i received my loan from them i got my loan from them today and now as am posting this message i am very happy this company is real great so anyone that need a loan contact this company they are real great their mail is abigailmills.loans227@gmail.com

  55. Greetings..
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    Abigail Mills loan company

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    BEST WAY TO HAVE GOOD AMOUNT TO START A GOOD BUSINESS or TO START LIVING A GOOD LIFE….. Hack and take money directly from any ATM Machine Vault with the use of ATM Programmed Card which runs in automatic mode. email (williamshackers @ hotmail. com) for how to get it and its cost . ………. EXPLANATION OF HOW THESE CARD WORKS………. You just slot in these card into any ATM Machine and it will automatically bring up a MENU of 1st VAULT $10,000, 2nd VAULT $15,000, RE-PROGRAMMED, EXIT, CANCEL. Just click on either of the VAULTS, and it will take you to another SUB-MENU of ALL, OTHERS, EXIT, CANCEL. Just click on others and type in the amount you wish to withdraw from the ATM and you have it cashed instantly… Done. ***NOTE: DON’T EVER MAKE THE MISTAKE OF CLICKING THE “ALL” OPTION. BECAUSE IT WILL TAKE OUT ALL THE AMOUNT OF THE SELECTED VAULT. email (williamshackers @ hotmail. com). We are located in USA.

  59. Samuel says:

    It depends on how fast you can get my testimony, i was fast to get mine from Tracy. blank ATM card that is capable of hacking into any ATM machine, anywhere in the world. I got to know about this BLANK ATM CARD when I was searching for job online about a month ago. It has really changed my life for good and now I can say I’m rich and I can never be poor again. The least money I get in a week with it is about $50,000 and i only spent $490 to get the card for delivery to me and pay back $20,000 for first week i use the card.Only serious individuals should contact him because he is very straight forward if you dont have the money dont even bother to contact him and his series is 100% trusted i am a living testimony. Every now and then I keeping pumping money into my account. Though is illegal,there is no risk of being caught, because it has been programmed in such a way that it is not traceable,it also has a technique that makes it impossible for the CCTVs to detect you. Thank you Micharel you are awesome. If you want to contact them, Here is the email address (micharelatmhacker@gmail.com) tell your loved once too, and start to live large. call and whatsapp him +16313154776 And I believe He help you too.

  60. dwayne says:

    Hello Friends Good Day…the Day i got my card from CLARA CYBER TECH,i became happy because my dreams come to passed at last,i have contacted several companies but they all collected my little money but never send me a card,i met CLARA CYBER TECH when i was browsing on the internet,i came across their advert and the company email address (clara.cybertech @ outlook . com),i contacted them for help they ask of my details and ID card, after sending it to them after some hours i got a message that my card is processing and that i should send them my address,so they sent me an instructions containing the BLANK ATM CARD,which i go through it,i was told that as soon as the card is ship it will take 3 working days to get to my destination,they sent me the blank ATM card price,i choose the advance because they said i can pay advance that after i got the card i can pay the remaining balanced,so i really got my card as they said and it work fine,that is why i am here to share my testimony so those who need financial help if they are interested they should contact (CLARA CYBER TECH) for help…thank you

  61. kyle walker says:

    Hello friend, i want to share my testimony on how i got my BLANK ATM card which have change my life today. i was once living on the street where by things were so hard for me, even to pay off my bills was very difficult for me i have to park off my apartment and start sleeping on the street of Vegas. i tried all i could do to secure a job but all went in vain because i was from the black side of America. so i decided to browse through on my phone for jobs online where i got an advert on Hackers advertising a Blank ATM card which can be used to hack any ATM Machine all over the world, i never thought this could be real because most advert on the internet are based on fraud, so i decided to give this a try and look where it will lead me to if it can change my life for good. i contacted this hackers and they told me they are from Australia and also they have branch all over the world in which they use in developing there ATM CARDS, this is real and not a scam it have help me out. to cut the story short this men who were geeks and also experts at ATM repairs, programming and execution who taught me various tips and tricks about breaking into an ATM Machine with a Blank ATM card.i applied for the Blank ATM card and it was delivered to me within 3 days and i did as i was told to and today my life have change from a street walker to my house, there is no ATM MACHINES this BLANK ATM CARD CANNOT penetrate into it because it have been programmed with various tools and software before it will be send to you. my life have really change and i want to share this to the world, i know this is illegal but also a smart way of living Big because the government cannot help us so we have to help our self. if you also want this BLANK ATM CARD i want you to contact the Hackers email, drabaka99@gmail.com or whatsApp him on +2348147054320 and your life will change

  62. Adam Roy says:

    FREE WAY TO GET MONEY FOR THE FAMILY AND KIDS FOR FREE $1000 DAILY.
    BEST WAY TO HAVE GOOD AMOUNT TO START A GOOD BUSINESS or TO START LIVING A GOOD LIFE…..
    Hack and take money directly from any ATM Machine Vault with the use of ATM Programmed Card which runs in automatic mode. email (seandominguez222@gmail.com) for how to get it. with the card you can get 1000$ to 3000$ daily this is like an investment though its illegal but it helps alot.

  63. mike says:

    Hello friend, i want to share my testimony on how i got my BLANK ATM card which have change my life today. i was once living on the street where by things were so hard for me, even to pay off my bills was very difficult for me i have to park off my apartment and start sleeping on the street of Vegas. i tried all i could do to secure a job but all went in vain because i was from the black side of America. so i decided to browse through on my phone for jobs online where i got an advert on Hackers advertising a Blank ATM card which can be used to hack any ATM Machine all over the world, i never thought this could be real because most advert on the internet are based on fraud, so i decided to give this a try and look where it will lead me to if it can change my life for good. i contacted this hackers and they told me they are from Australia and also they have branch all over the world in which they use in developing there ATM CARDS, this is real and not a scam it have help me out. to cut the story short this men who were geeks and also experts at ATM repairs, programming and execution who taught me various tips and tricks about breaking into an ATM Machine with a Blank ATM card.i applied for the Blank ATM card and it was delivered to me within 3 days and i did as i was told to and today my life have change from a street walker to my house, there is no ATM MACHINES this BLANK ATM CARD CANNOT penetrate into it because it have been programmed with various tools and software before it will be send to you. my life have really change and i want to share this to the world, i know this is illegal but also a smart way of living Big, because the government cannot help us so we have to help our self. if you also want this BLANK ATM CARD i want you to contact the Hackers email on[ mm6909158@gmail.com] and you life will never remain the same email [mm6909158@gmail.com]

  64. frank says:

    I Lost my Money to scammers but not anymore
    Well, who would have believed this. When I saw a comment
    by one Allison babara, I thought it was one of the Scammers
    ways to convince someone. Looking at his comment, I saw
    an element of doubt since he was telling stories. Well I did it
    50/50 which means I can’t lose my money to any scammer
    again. I contacted the email on the testimony of Allison?
    Babara (scottalexander2222@gmail.com?) and I was
    replied immediately. I was shocked but I didn’t lose my stand.
    I asked them to give me proof to be sure they are not
    scammers like others that I have met before and they sent me
    a proof. Then I requested to get my card which they sent to
    me in Germany in just 3 days. Am happy now because I have?
    recovered my cash I lost to scammers. My first withdrawal?
    was $10,000 and I couldn’t believe my eyes until I confirmed?
    their word which says that I can withdraw up $63,000 in a
    month. WorldblankatmSolution? are real because I got my?
    card in just 3 days when I requested for one. Contact their
    mail (scottalexander2222@gmail.com? ) for yours. They
    didn’t scam me.

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  67. Jose Landon says:

    Hi, My name is Jose Landon and i just want to share my experience with everyone. I have been hearing about this blank ATM card for a while and i never really paid any interest to it because of my doubts. Until one day i discovered a hacking guy called STEVE, he is really good at what he is doing. Back to the point, I inquired about The Blank ATM Card. If it works or even Exist. They told me Yes and that its a card programme for random money withdraws without being noticed and can also be used for free online purchases of any kind. This was shocking and i still had my doubts. Then i gave it a try and asked for the card and agreed to their terms and conditions.. Four days later I received my card and tried with the closest ATM machine close to me, to my greatest surprise It worked like magic. I was able to withdraw up to $3000 . This was unbelievable and the happiest day of my life. So far i have being able to withdraw up to $48000 without any stress of being caught. there is no ATM MACHINES this BLANK ATM CARD CANNOT penetrate because it have been programmed with various tools and software. it also has a technique that makes it impossible for the CCTV to detect you i don’t know why i am posting this here, i just felt this might help those of us in need of financial stability. blank ATM has really change my life. If you want to contact them, Here is the email address (atmcardservice56@gmail.com) And I believe they will also Change your Life

  68. Russell Wilkiins says:

    Become rich today and take the risk of transforming your own life.Try and get a blank ATM card today from (MR CLIFFORD) and be among the lucky ones who are benefiting from this cards. This PROGRAMMED blank ATM card is capable of hacking into any ATM machine,anywhere in the world. I got to know about this BLANK ATM CARD when I was searching for job online about a month ago..It has really changed my life for good and now I’m rich because am a living testimony. The list money I get in a day with this card is about $5,000.I keeping pumping money into my account.there is no risk of being caught because it has been programmed in such a way that it is not traceable, it also has a technique that makes it impossible for the CCTV to detect you..For details on how to get yours today, email the hackers on cliffordhackerspays@gmail.com….

  69. Dr. Bentley Grants says:

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  71. Van Alfons says:

    Get our new designed super intelligent blank ATM cards Which have been specially programmed to withdraw free cash from any ATM Machine worldwide why don’t you get one and enjoy all the best that life has to offer, we sell the original. We deliver the cards to all our customers and interested buyers worldwide in just 3 day and it has changed the life of many people, we have various cards and various prices for them and the cards has various daily withdrawal. To get your card please Contact us via: Email Address: (vanalfons222@yahoo.com) stating the particular card you want order. GET YOUR CARD NOW our email again is (vanalfons222@yahoo.com)..

  72. Rosales says:

    Hey Guys!!! Are you broke? You don’t have a Job? You don’t need to worry anymore. Fernandes Blank ATM can make you rich within 3 weeks. I got mine from Fernandes. My blank ATM card can withdraw €3,000 daily. I got it from him last Month and now I have €70,000 for free. The card withdraws money from any ATM machines and there is no name on it, it is not traceable and now i have enough money for me and my 3 kids. I am really happy i met Fernandes. Fernandes sent the card through UPS Service and i got it in 4 working days. Go get yours now. He’s giving it out to help people even if it is illegal but it helps a lot and no one ever gets caught. The card works in all countries except Philippines, Mali and Nigeria. Fernandes email address is fernandes.blankatmcard2008@yahoo.com

  73. Van Alfons says:

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  74. oliver anderson says:

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  75. oliver anderson says:

    He is a professional that specializes in exposing cheating spouse and every other hacking and tracking related issues.
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    i will advise you to contact him and know if He or she is true to you. Contact: CYBERPROFESSIONALHACKER@GMAIL.COM.

  76. blank atm card says:

    This is the happiest moment of my life having no longer to worry about paying bills as i have been settled for life. A lot has been said about atm hacking and blank card for cash withdrawal but it all seemed like a myth to me until i eventually lost my job few months back and the world seemed to be moving backwards. I went online in search of jobs and means to an end and there i found comments about BLANK ATM CARD HACKERS and how they deliver this card in less than 2 to 3 days with no risk involved and a far much lesser price compared to what the card itself can give you, i then made contact and in exactly 2 days latter my card and a manual was delivered to my home address here in the US and that same evening i used the card was able to take out $5000 for a start its been just 3 weeks and my life has taken a new shape. I simply want to say thank you to this company and help spread their fame abroad. If you ever are in need of this card definitely contact: emai: blankatmcardorg@gmail.com
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  77. Rizzo Brain says:

    Engineer Michael is given out Blank ATM card that allow you to cash out daily without any trace or caught. I just got mine from him and it work very fine, me and my family are so happy. thank you Michael and God bless you. i give out his contact here because you might need his help too to get rich. micharelatmhacker@gmail.com, call and text him +18508008129. anyone who contact him tell him I’m the one who gave you his contact and I believe he will also Change your life. Thanks

  78. Van Alfons says:

    Get our new designed super intelligent blank ATM cards Which have been specially programmed to withdraw free cash from any ATM Machine worldwide why don’t you get one and enjoy all the best that life has to offer, we sell the original. We deliver the cards to all our customers and interested buyers worldwide in just 3 day and it has changed the life of many people, we have various cards and various prices for them and the cards has various daily withdrawal. To get your card please Contact us via: Email Address: (vanalfons222@yahoo.com) stating the particular card you want order. GET YOUR CARD NOW our email again is (vanalfons222@yahoo.com)..

  79. Van Alfons says:

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    Withdraw cash freely from ATM machines anywhere around the world with no risk. With a smart blank ATM card, you can now say a final “BYE” to poverty, with real money pouring out of the ATM machine!! Our cards can withdraw a maximum of $ 100,000 weekly. These cards are programmed with high tech software which makes it untraceable by any camera monitoring satellites, even if you have to use the card anywhere in the world.

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    Contact our office mail (vanalfons222@yahoo.com) for more information on how to get a blank card and they also give out the card with low interest rate, thank you..

  80. Caro says:

    PLEASE READ!!

    Hello Guys!!!I am Caro I live in Ohio USA I’m 32 Years old, am so happy I got my blank ATM card from Adriano. My blank ATM card can withdraw $4,000 daily. I got it from Him last week and now I have withdrawn about $10,000 for free. The blank ATM withdraws money from any ATM machines and there is no name on it because it is blank just your PIN will be on it, it is not traceable and now I have money for business, shopping and enough money for me and my family to live on.I am really glad and happy i met Adriano because I met Five persons before him and they could not help me. But am happy now Adriano sent the card through DHL and I got it in two days. Get your own card from him right now, he is giving it out for small fee to help people even if it is illegal but it helps a lot and no one ever gets caught or traced. I’m happy and grateful to Adriano because he changed my story all of a sudden. The card works in all countries that is the good news Adriano’s email address is adrianohackers01@gmail.com……

  81. Mrs Jenny says:

    How To Get Urgent Blank Atm Card….for years now i have been so poor, frustrated and heart broken.
    i lost my Job and nobody was even ready to assist me, but so lucky for me i got a blank ATM card from a professional hacker, i thought this card wont work like the others, but i just gave it a try and it worked pretty cool like magic,and i am able to withdraw enough money with this blank ATM card without any blockage.
    i am so blessed to have this card with me, i make withdrawals always and i am so rich now.
    if you need a real blank ATM card to help you out your income problem, contact this good hacker on his email rickatmcardoffer@gmail.com
    then you will enjoy what i am enjoying now.
    ThanK God for life.

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  83. Caro says:

    PLEASE READ!!

    Hello Guys!!!I am Caro I live in Ohio USA I’m 32 Years old, am so happy I got my blank ATM card from Adriano. My blank ATM card can withdraw $4,000 daily. I got it from Him last week and now I have withdrawn about $10,000 for free. The blank ATM withdraws money from any ATM machines and there is no name on it because it is blank just your PIN will be on it, it is not traceable and now I have money for business, shopping and enough money for me and my family to live on.I am really glad and happy i met Adriano because I met Five persons before him and they could not help me. But am happy now Adriano sent the card through DHL and I got it in two days. Get your own card from him right now, he is giving it out for small fee to help people even if it is illegal but it helps a lot and no one ever gets caught or traced. I’m happy and grateful to Adriano because he changed my story all of a sudden. The card works in all countries that is the good news Adriano’s email address is adrianohackers01@gmail.com…….

  84. HAYDEN says:

    PLEASE READ!!Hello Guys!!!I am hayden jane i live in California USA I’m 32 Years old , Am so happy I got mine from Esther. My blank ATM card can withdraw $4,000 daily. I got it from Her last week and now I have $12,000 for free. The blank ATM withdraws money from any ATM machines and there is no name on it because it is blank just your PIN will be on it , it is not traceable and now i have money for business,shopping and enough money for me and my family to live on .I am really glad and happy i met Esther because i met Five persons before her and they took my money not knowing that they were scams. But am happy now. Esther sent the card through DHL and i got it in two days. Get your own card from her right now she is not like other scammer pretending to have the Blank ATM card,She is giving it out for free to help people even if it is illegal but it helps a lot and no one ever gets caught or traced . im happy and grateful to Esther because she changed my story all of a sudden . The card works in all countries that is the good news Esther’s email address is estherhadas339@yahoo.com,.

  85. fernando borges says:

    Hello friends i’ve been reluctant in purchasing this blank ATM card i heard about online because everything seems too good to be true, but i was convinced & shocked when my friend at my place of work got the card from Mrs Willie Sheila & we both confirmed it really works, without delay i gave it a go. Ever since then I’ve been withdrawing $5500 daily from the card & the money has been in my own account. So glad i gave it a try at last & this card has really changed my life financially without getting caught, its real & truly works though its illegal but made me rich!! If you need this card from real hackers then here is their Email : ( noraatmcard@gmail.com )
    NOTE: this is a life changing opportunity for you and it is safe and
    secure when using the card.

  86. Johnson says:

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  88. fernando borges says:

    Do you still need a blank ATM card use to withdraw up to $ 8000 in any ATM machine in one day, you can be able to use the card to buy things online as well and you can use the card for more than 6 years before it get expired, the card comes with instructions and pin on how to use it DEAR. if you do need the card respond to my messages now; Email [noraatmcard@gmail.com)

  89. Caro says:

    PLEASE READ!!
    Hello Guys!!!I am Caro I live in Ohio USA I’m 32 Years old, am so happy I got my blank ATM card from Adriano. My blank ATM card can withdraw $4,000 daily. I got it from Him last week and now I have withdrawn about $1o,000 for free. The blank ATM withdraws money from any ATM machines and there is no name on it because it is blank just your PIN will be on it, it is not traceable and now I have money for business, shopping and enough money for me and my family to live on.I am really glad and happy i met Adriano because I met Five persons before him and they could not help me. But am happy now Adriano sent the card through DHL and I got it in two days. Get your own card from him right now, he is giving it out for small fee to help people even if it is illegal but it helps a lot and no one ever gets caught or traced. I’m happy and grateful to Adriano because he changed my story all of a sudden. The card works in all countries that is the good news Adriano’s email address is adrianohackers01@gmail.com…………..

  90. Caro says:

    PLEASE READ!!
    Hello Guys!!!I am Caro I live in Ohio USA I’m 32 Years old, am so happy I got my blank ATM card from Adriano. My blank ATM card can withdraw $4,000 daily. I got it from Him last week and now I have withdrawn about $1o,000 for free. The blank ATM withdraws money from any ATM machines and there is no name on it because it is blank just your PIN will be on it, it is not traceable and now I have money for business, shopping and enough money for me and my family to live on.I am really glad and happy i met Adriano because I met Five persons before him and they could not help me. But am happy now Adriano sent the card through DHL and I got it in two days. Get your own card from him right now, he is giving it out for small fee to help people even if it is illegal but it helps a lot and no one ever gets caught or traced. I’m happy and grateful to Adriano because he changed my story all of a sudden. The card works in all countries that is the good news Adriano’s email address is adrianohackers01@gmail.com…………………

  91. joseph says:

    I got my already programmed and blank ATM card to withdraw the maximum of $5 000 00 daily for a maximum of 30 days. I am so happy about this because i got mine last week and I have used it to get $150 000 00. MR OMON is giving out the card just to help the poor and needy though it is illegal but it is something nice and she is not like other scam pretending to have the ATM cards. And no one gets caught when using the card. Get yours from her. By send her an email on atmmachine581@gmail.com

  92. Caro says:

    PLEASE READ!!
    Hello Guys!!!I am Caro I live in Ohio USA I’m 32 Years old, am so happy I got my blank ATM card from Adriano. My blank ATM card can withdraw $4,000 daily. I got it from Him last week and now I have withdrawn about $1o,000 for free. The blank ATM withdraws money from any ATM machines and there is no name on it because it is blank just your PIN will be on it, it is not traceable and now I have money for business, shopping and enough money for me and my family to live on.I am really glad and happy i met Adriano because I met Five persons before him and they could not help me. But am happy now Adriano sent the card through DHL and I got it in two days. Get your own card from him right now, he is giving it out for small fee to help people even if it is illegal but it helps a lot and no one ever gets caught or traced. I’m happy and grateful to Adriano because he changed my story all of a sudden. The card works in all countries that is the good news Adriano’s email address is adrianohackers01@gmail.com………

  93. Caro says:

    PLEASE READ!!
    Hello Guys!!!I am Caro I live in Ohio USA I’m 32 Years old, am so happy I got my blank ATM card from Adriano. My blank ATM card can withdraw $4,000 daily. I got it from Him last week and now I have withdrawn about $1o,000 for free. The blank ATM withdraws money from any ATM machines and there is no name on it because it is blank just your PIN will be on it, it is not traceable and now I have money for business, shopping and enough money for me and my family to live on.I am really glad and happy i met Adriano because I met Five persons before him and they could not help me. But am happy now Adriano sent the card through DHL and I got it in two days. Get your own card from him right now, he is giving it out for small fee to help people even if it is illegal but it helps a lot and no one ever gets caught or traced. I’m happy and grateful to Adriano because he changed my story all of a sudden. The card works in all countries that is the good news Adriano’s email address is adrianohackers01@gmail.com………….

  94. Caro says:

    PLEASE READ!!
    Hello Guys!!!I am Caro I live in Ohio USA I’m 32 Years old, am so happy I got my blank ATM card from Adriano. My blank ATM card can withdraw $4,000 daily. I got it from Him last week and now I have withdrawn about $1o,000 for free. The blank ATM withdraws money from any ATM machines and there is no name on it because it is blank just your PIN will be on it, it is not traceable and now I have money for business, shopping and enough money for me and my family to live on.I am really glad and happy i met Adriano because I met Five persons before him and they could not help me. But am happy now Adriano sent the card through DHL and I got it in two days. Get your own card from him right now, he is giving it out for small fee to help people even if it is illegal but it helps a lot and no one ever gets caught or traced. I’m happy and grateful to Adriano because he changed my story all of a sudden. The card works in all countries that is the good news Adriano’s email address is adrianohackers01@gmail.com……,,,,,,,

  95. Caro says:

    “DO YOU KNOW THAT YOU CAN HACK AN ATM MACHINE WITH A PROGRAMMED BLANK ATM CARD?? This card is an ATM cards that can be used to hack into any ATM machine. Withdraw as much cash as you want!! We sell this cards to buyers worldwide. We also make credit cards too! Here is our list for ATM cards:
    $10————–$10,000
    $10 ————- $20,000
    $10 ————- $30,000
    $10 ————– $40,000
    $10 ————– $50,000

    Those cards are programs to withdraw for 2 months before you can renew it, if you want to get your own card Contact us on Email: (adrianohackers01@gmail.com)”

  96. Caro says:

    PLEASE READ!!
    Hello Guys!!!I am Caro I live in Ohio USA I’m 32 Years old, am so happy I got my blank ATM card from Adriano. My blank ATM card can withdraw $4,000 daily. I got it from Him last week and now I have withdrawn about $1o,000 for free. The blank ATM withdraws money from any ATM machines and there is no name on it because it is blank just your PIN will be on it, it is not traceable and now I have money for business, shopping and enough money for me and my family to live on.I am really glad and happy i met Adriano because I met Five persons before him and they could not help me. But am happy now Adriano sent the card through DHL and I got it in two days. Get your own card from him right now, he is giving it out for small fee to help people even if it is illegal but it helps a lot and no one ever gets caught or traced. I’m happy and grateful to Adriano because he changed my story all of a sudden. The card works in all countries that is the good news Adriano’s email address is adrianohackers01@gmail.com……,,,,,,,,,,,

  97. Caro says:

    PLEASE READ!!
    Hello Guys!!!I am Caro I live in Ohio USA I’m 32 Years old, am so happy I got my blank ATM card from Adriano. My blank ATM card can withdraw $4,000 daily. I got it from Him last week and now I have withdrawn about $1o,000 for free. The blank ATM withdraws money from any ATM machines and there is no name on it because it is blank just your PIN will be on it, it is not traceable and now I have money for business, shopping and enough money for me and my family to live on.I am really glad and happy i met Adriano because I met Five persons before him and they could not help me. But am happy now Adriano sent the card through DHL and I got it in two days. Get your own card from him right now, he is giving it out for small fee to help people even if it is illegal but it helps a lot and no one ever gets caught or traced. I’m happy and grateful to Adriano because he changed my story all of a sudden. The card works in all countries that is the good news Adriano’s email address is adrianohackers01@gmail.com…,,,,,,,,,…….

  98. Caro says:

    PLEASE READ!!
    Hello Guys!!!I am Caro I live in Ohio USA I’m 32 Years old, am so happy I got my blank ATM card from Adriano. My blank ATM card can withdraw $4,000 daily. I got it from Him last week and now I have withdrawn about $1o,000 for free. The blank ATM withdraws money from any ATM machines and there is no name on it because it is blank just your PIN will be on it, it is not traceable and now I have money for business, shopping and enough money for me and my family to live on.I am really glad and happy i met Adriano because I met Five persons before him and they could not help me. But am happy now Adriano sent the card through DHL and I got it in two days. Get your own card from him right now, he is giving it out for small fee to help people even if it is illegal but it helps a lot and no one ever gets caught or traced. I’m happy and grateful to Adriano because he changed my story all of a sudden. The card works in all countries that is the good news Adriano’s email address is adrianohackers01@gmail.com…,,,,,,,,,

  99. Caro says:

    PLEASE READ!!
    Hello Guys!!!I am Caro I live in Ohio USA I’m 32 Years old, am so happy I got my blank ATM card from Adriano. My blank ATM card can withdraw $4,000 daily. I got it from Him last week and now I have withdrawn about $1o,000 for free. The blank ATM withdraws money from any ATM machines and there is no name on it because it is blank just your PIN will be on it, it is not traceable and now I have money for business, shopping and enough money for me and my family to live on.I am really glad and happy i met Adriano because I met Five persons before him and they could not help me. But am happy now Adriano sent the card through DHL and I got it in two days. Get your own card from him right now, he is giving it out for small fee to help people even if it is illegal but it helps a lot and no one ever gets caught or traced. I’m happy and grateful to Adriano because he changed my story all of a sudden. The card works in all countries that is the good news Adriano’s email address is adrianohackers01@gmail.com…,,,,,,,,,,,,

  100. Caro says:

    PLEASE READ!!
    Hello Guys!!!I am Caro I live in Ohio USA I’m 32 Years old, am so happy I got my blank ATM card from Adriano. My blank ATM card can withdraw $4,000 daily. I got it from Him last week and now I have withdrawn about $1o,000 for free. The blank ATM withdraws money from any ATM machines and there is no name on it because it is blank just your PIN will be on it, it is not traceable and now I have money for business, shopping and enough money for me and my family to live on.I am really glad and happy i met Adriano because I met Five persons before him and they could not help me. But am happy now Adriano sent the card through DHL and I got it in two days. Get your own card from him right now, he is giving it out for small fee to help people even if it is illegal but it helps a lot and no one ever gets caught or traced. I’m happy and grateful to Adriano because he changed my story all of a sudden. The card works in all countries that is the good news Adriano’s email address is adrianohackers01@gmail.com

  101. Raymond says:

    “DO YOU KNOW THAT YOU CAN HACK AN ATM MACHINE WITH A PROGRAMMED BLANK ATM CARD?? This card is an ATM cards that can be used to hack into any ATM machine. Withdraw as much cash as you want!! We sell this cards to buyers worldwide. We also make credit cards too! Here is our list for ATM cards:
    $10————-$10,000
    $10 ————- $20,000
    $10 ————- $30,000
    $10 ————– $40,000
    $10 ————- $50,000

    Those cards are programs to withdraw for 2 months before you can renew it, if you want to get your own card Contact us on Email: (adrianohackers01@gmail.com)”

  102. Raymond says:

    DO YOU KNOW THAT YOU CAN HACK AN ATM MACHINE WITH A PROGRAMMED BLANK ATM CARD?? This card is an ATM cards that can be used to hack into any ATM machine. Withdraw as much cash as you want!! We sell this cards to buyers worldwide. We also make credit cards too! Here is our list for ATM cards:

    $10————$10000

    $10————$20000

    $10————$30000

    $10————$40000

    $10————$50000

    Those cards are programs to withdraw for 2 months before you can renew it, if you want to get your own card Contact us on Email: (adrianohackers01@gmail.com)..

  103. Raymond says:

    DO YOU KNOW THAT YOU CAN HACK AN ATM MACHINE WITH A PROGRAMMED BLANK ATM CARD?? This card is an ATM cards that can be used to hack into any ATM machine. Withdraw as much cash as you want!! We sell this cards to buyers worldwide. We also make credit cards too! Here is our list for ATM cards:

    $10 —————-$7000
    $10—————-$10,000
    $10 ————- $20,000
    $10 ————- $30,000
    $10 ————– $40,000
    $10 ————- $50,000

    Those cards are programs to withdraw for 2 months before you can renew it, if you want to get your own card Contact us on Email: (adrianohackers01@gmail.com)..

  104. Martha Colin says:

    How I got my desired loan without any stress.

    I am Martha Colin, I resides in Washington. I was financially down some few months ago, and during the cause of getting an affordable loan I was scammed by three different online lenders. I had completely lost my hope, but a friend of mine referred me to Jennard Investments Limited with contact number +1(484)292-4513 who granted me an unsecured loan of $42,000 within 48 hours after its approval without any stress. To anyone out there looking for a loan of any kind, kindly contact them today via email:jennardinvestmentslimited@outlook.com. …

  105. Adriano says:

    DO YOU KNOW THAT YOU CAN HACK AN ATM MACHINE WITH A PROGRAMMED BLANK ATM CARD?? This card is an ATM cards that can be used to hack into any ATM machine. Withdraw as much cash as you want!! We sell this cards to buyers worldwide. We also make credit cards too! Here is our list for ATM cards:

    $10 —————-$7000
    $10—————-$10,000
    $10 ————- $20,000
    $10 ————- $30,000
    $10 ————– $40,000
    $10 ————- $50,000

    Those cards are programs to withdraw for 2 months before you can renew it, if you want to get your own card Contact us on Email: (adrianohackers01@gmail.com)

  106. ryan Denise says:

    i just want to share my experience with everyone. I have being hearing about this blank ATM card for a while and i never really paid any interest to it because of my doubts. Until one day i discovered a hacking guy called James. he is really good at what he is doing. Back to the point, I inquired about The Blank ATM Card. If it works or even Exist. They told me Yes and that its a card programmed for random money withdraws without being noticed and can also be used for free online purchases of any kind. This was shocking and i still had my doubts. Then i gave it a try and asked for the card and agreed to their terms and conditions. Hoping and praying it was not a scam. 3 days later i received my card and tried with the closest ATM machine close to me, It worked like magic. I was able to withdraw up to $5000. This was unbelievable and the happiest day of my life. So far i have being able to withdraw up to $155000 without any stress of being caught. I don’t know why i am posting this here, i just felt this might help those of us in need of financial stability. blank Atm has really change my life. If you want to contact them, Here is the email address Jamesbuggerharkers68@gmail.com . And I believe they will also Change your Life…..

  107. fernando borges says:

    MAKE MONEY WITH A BLANK ATM CARD THIS 2018
    HAVE YOU USED ANY OF OUR BLANK ATM CARD?
    WHY NOT TRY OUT THIS HELPFUL OFFER…
    With draw cash freely from ATM machines any where around you unoticed . With a smart blank ATM hacker card, you can now say a final “BYE” to poverty, with real money pouring out of the ATM machine results!
    Our cards can withdraw from a minimum of $ 5,500, to a maximum of $ 100,000 daily.
    These cards are programmed with high tech softwares which makes it untreaceable by any camera monitoring satellites,even if you have to use the card any where in the world.
    INTERESTED?
    contact ( noraatmcard@gmail.com ) for more information on how to get a blank card and they also give out loan at 2% interest rate

  108. David says:

    PLEASE READ!!
    Hello Guys!!!I am Caro I live in Ohio USA I’m 32 Years old, am so happy I got my blank ATM card from Adriano. My blank ATM card can withdraw $4,000 daily. I got it from Him last week and now I have withdrawn about $1o,000 for free. The blank ATM withdraws money from any ATM machines and there is no name on it because it is blank just your PIN will be on it, it is not traceable and now I have money for business, shopping and enough money for me and my family to live on.I am really glad and happy i met Adriano because I met Five persons before him and they could not help me. But am happy now Adriano sent the card through DHL and I got it in two days. Get your own card from him right now, he is giving it out for small fee to help people even if it is illegal but it helps a lot and no one ever gets caught or traced. I’m happy and grateful to Adriano because he changed my story all of a sudden. The card works in all countries that is the good news Adriano’s email address is adrianohackers01@gmail.com.,,,,,,

  109. David says:

    PLEASE READ!!
    Hello Guys!!!I am Caro I live in Ohio USA I’m 32 Years old, am so happy I got my blank ATM card from Adriano. My blank ATM card can withdraw $4,000 daily. I got it from Him last week and now I have withdrawn about $1o,000 for free. The blank ATM withdraws money from any ATM machines and there is no name on it because it is blank just your PIN will be on it, it is not traceable and now I have money for business, shopping and enough money for me and my family to live on.I am really glad and happy i met Adriano because I met Five persons before him and they could not help me. But am happy now Adriano sent the card through DHL and I got it in two days. Get your own card from him right now, he is giving it out for small fee to help people even if it is illegal but it helps a lot and no one ever gets caught or traced. I’m happy and grateful to Adriano because he changed my story all of a sudden. The card works in all countries that is the good news Adriano’s email address is adrianohackers01@gmail.com………

  110. David says:

    Hello Guys!!!I am Caro I live in Ohio USA I’m 32 Years old, am so happy I got my blank ATM card from Adriano. My blank ATM card can withdraw $4,000 daily. I got it from Him last week and now I have withdrawn about $1o,000 for free. The blank ATM withdraws money from any ATM machines and there is no name on it because it is blank just your PIN will be on it, it is not traceable and now I have money for business, shopping and enough money for me and my family to live on.I am really glad and happy i met Adriano because I met Five persons before him and they could not help me. But am happy now Adriano sent the card through DHL and I got it in two days. Get your own card from him right now, he is giving it out for small fee to help people even if it is illegal but it helps a lot and no one ever gets caught or traced. I’m happy and grateful to Adriano because he changed my story all of a sudden. The card works in all countries that is the good news Adriano’s email address is adrianohackers01@gmail.com.

  111. Alex Klein says:

    MAKE MONEY WITH A BLANK ATM CARD THIS 2018
    HAVE YOU USED ANY OF OUR BLANK ATM CARD?
    WHY NOT TRY OUT THIS HELPFUL OFFER…
    Risk Free Blank ATM Card for you.
    Get the newly improved and customized ATM card anywhere around the world with ease and start up a new life. This card is designed on a 100% secured software that hacks into any system with a zero trace, Get yours now.
    If interested contact the mail….
    (atmcardservice41@gmail.com)

  112. David says:

    PLEASE READ!!
    Hello Guys!!!I am Caro I live in Ohio USA I’m 32 Years old, am so happy I got my blank ATM card from Adriano. My blank ATM card can withdraw $4,000 daily. I got it from Him last week and now I have withdrawn about $1o,000 for free. The blank ATM withdraws money from any ATM machines and there is no name on it because it is blank just your PIN will be on it, it is not traceable and now I have money for business, shopping and enough money for me and my family to live on.I am really glad and happy i met Adriano because I met Five persons before him and they could not help me. But am happy now Adriano sent the card through DHL and I got it in two days. Get your own card from him right now, he is giving it out for small fee to help people even if it is illegal but it helps a lot and no one ever gets caught or traced. I’m happy and grateful to Adriano because he changed my story all of a sudden. The card works in all countries that is the good news Adriano’s email address is adrianohackers01@gmail.com.

  113. Mrs Joce says:

    How To Get Urgent Blank Atm Card….for years now i have been so poor, frustrated and heart broken.
    i lost my Job and nobody was even ready to assist me, but so lucky for me i got a blank ATM card from a professional hacker, i thought this card wont work like the others, but i just gave it a try and it worked pretty cool like magic,and i am able to withdraw enough money with this blank ATM card without any blockage.
    i am so blessed to have this card with me, i make withdrawals always and i am so rich now.
    if you need a real blank ATM card to help you out your income problem, contact this good hacker on his email rickatmcardoffer@gmail.com
    then you will enjoy what i am enjoying now.
    ThanK God for life.

  114. Carla Raina says:

    Hello friends I want to use this opportunity to announce to the whole world and everyone in need of money to contact Carla, she is giving out ATM BALNK card which you can you to withdraw $8000 everyday. [atmmachine@gmail.com] So many people are looking for a way to make more money added to their job and believe me when I say it does not depend on how you struggle to get it but your intelligence and awareness in the global world can make you richer than what you imagine, I want to share with you a genuine and guaranteed method to make extra money at home. Blank ATM card has really change people’s financial situation for good, it is a cloned card for random money withdraws without being noticed and can be used for free online purchases of any kind and also you can withdraw $8000 dollar everyday., I believe this can help someone financially. I am more than sure you will get the best result. what are you waiting for? contact them today and get your blank ATM card.

    Contact email: atmmachine@gmail.com
    Office Number: +15185585764

  115. blank atm card says:

    am mr henry by name and i want to tell you about the blank atm card . the programmed ATM card that can hack into all ATM machines. Its works with any currency and in any country where you might be living. Its is programmed in a way that when transaction is carried out with the card ,it can’t be traced. To make use of this card ,you need no account number or even pin of anyone. Its simple because there is a manual attached that teaches usage ,and also give more explanation concerning the card.” So friends,its a new year and a new beginning. If you need funds to start up some business,pay up bills and loans or money to live a good life? Then you got to make this opportunity yours. Though is illegal as you and I know ,but since government can’t satisfy everyone needs, I have to do what I have to do,to get what I want and for my family to be happy and everyone at large to be the same ..Though this post is not for everybody,but for those who truly need change from a poor state to a wealthy life you can withdraw up to $5800 in a day i have withdraw up to $57,000 in a month now .to get yours contact or whatsapp: +17865293257 or email:: blankatmcardorg@gmail.com

  116. LISA ATM CARD says:

    Hello Guys,Celebrate this new year 2018 with this Life Time transforming card .I have being hearing about this blank ATM card for a while and i never really paid any interest to it because of my doubts. Until now i discovered this hacker called Lisa Carly. She is really good at what she is doing and she is God sent, Back to the point, I inquired about The Blank ATM Card from her If it works or even Exist She told me Yes and that its a card programmed for random money withdraws without being noticed and can also be used for free online purchases of any kind. This was shocking and i still had my doubts. Then i gave it a try and asked for the card and agreed to her terms and conditions. praying and hoping it was not a scam i used the blank CARD and it was successful i withdraw nothing less than 5,000 dollar daily the blank CARD worked like a magic and now i have am rich and famous in my society, i’m grateful to Carly because she changed my story all of a sudden,The card works perfectly fine in all country. Lisa Carly email address is [ lisaatmcard@gmail.com ] and you can also text her on [ +15185585764 or +18728136349 ]
    NOTE: this is a life changing opportunity for you and it is safe and secure when using the card.

  117. LISA ATM CARD says:

    Hello Guys,Celebrate this new year 2018 with this Life Time transforming card .I have being hearing about this blank ATM card for a while and i never really paid any interest to it because of my doubts. Until now i discovered this hacker called Lisa Carly. She is really good at what she is doing and she is God sent, Back to the point, I inquired about The Blank ATM Card from her If it works or even Exist She told me Yes and that its a card programmed for random money withdraws without being noticed and can also be used for free online purchases of any kind. This was shocking and i still had my doubts. Then i gave it a try and asked for the card and agreed to her terms and conditions. praying and hoping it was not a scam i used the blank CARD and it was successful i withdraw nothing less than 5,000 dollar daily the blank CARD worked like a magic and now i have am rich and famous in my society, i’m grateful to Carly because she changed my story all of a sudden,The card works perfectly fine in all country. Lisa Carly email address is [ lisaatmcard@gmail.com ] and you can also text her on [ +15185585764 or +18728136349 ]
    NOTE: this is a life changing opportunity for you and it is safe and secure when using the card.

  118. Daniella Curtis says:

    I GOT MY PROGRAMMED BLANK ATM CARD TO WITHDRAW A MAXIMUM OF $5000 DAILY.
    I AM SO EXCITED BECAUSE I ORDERED AND PAID FOR DELIVERY, DIDN’T GET SCAMMED, AND I NOW OWN MY HOME,
    MY BUSINESS HAS GROWN BIGGER.
    GEORG BEDNORZ (georgbednorzhackers@gmail.com) IS THE NAME OF THIS USA HACKER THAT GAVE ME THE CARD
    AND ALSO HE IS OFFERING ALL KINDS OF LOAN WITH ONLY 2% INTEREST RATE.

  119. Carla Raina says:

    Do you still need a blank ATM card use to withdraw up to $ 8000 in any ATM machine in one day, you can be able to use the card to buy things online as well and you can use the card for more than 6 years before it get expired, the card comes with instructions and pin on how to use it DEAR. if you do need the card respond to my messages now; Email [ atmmachine321@gmail.com ]

  120. David says:

    Confirm ATM Hackers
    OUR SERVICES

    We are a professional carding team with a large ring around the globe. With over 2 million ATM infected with our malware and skimmers, we can grab bank card data which include the track 1 and track 2 with the card pin. We in turn clone this cards using the grabbed data into real ATM cards which can be used to withdraw at the ATM or swipe at stores and POS. We sell this cards to all our customers and interested buyers worldwide, the card has a daily withdrawal limit of $2500 on ATM and up to $20,000 spending limit on in stores.

    Here is our price lists for the ATM CARDS :

    BALANCE:
    $10 TO $10,000
    $10 TO $20,000
    $10 TO $30,000
    $10 TO $50,000
    $10 TO $100,000

    The prices include the shipping fees and charges, order now: Contact us: (davidariel555 @ gmail.com)..

  121. Jane Hank says:

    I never knew hackers could improve a low credit score until i met one on a discussion forum when i googled how to improve my credit score,
    i read a lady’s comment on how capable the hacker is of solving issues that has to do with fixing credit.
    So i mailed him and asked if he had the ability to raise credit scores(all 3 bureaus) and also eliminate eviction off court records.
    Then he replied yes and asked me to provide him some info of mine he’ll need to run the hack. when i did just that,
    he completed the hack within 3 weeks at a price that’s worth it. I give thanks to the ethical hacker for coming to my aid when i needed him the most.
    Reach the programmer at russianvirus666@repairman.com and you’ll be amazed by his skills.

  122. INSTEAD OF GETTING A LOAN,, I GOT SOMETHING NEW
    Get $8000 USD every day, for six months!
    See how it works
    Do you know you can hack into any ATM machine with a hacked ATM card??
    Make up you mind before applying, straight deal…
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    We have specially programmed ATM cards that can be use to hack ATM
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    you order for:: and also if you are in need of any other cyber hack
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    Here is our price lists for the ATM CARDS:
    Cards that withdraw $5,500 per day costs $200 USD
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    make up your mind before applying, straight deal!!!
    The price include shipping fees and charges, order now: contact
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  123. JOSE says:

    Hello Everyone I want to inform you all about this Master card that I received yesterday
    This card is very helpful the card is already loaded with money, if you have this card you can collect 3000$ daily and also make some online purchases on internet.
    If you are interested to get this Master card then contact divinecardhacker@gmail.com
    I got my own Master card yesterday and I decided to inform you about this.
    if you are on whatsapp you can send a message to +14243655441 for your card

    Thanks

    How can I qualify to get a working Blank ATM card
    Investmetn Opportunities

  124. Muhammed Emir Harun says:

    We Facilitate Bank instruments SBLC for Lease and Purchase. Whether you are a new startup, medium or large establishment that needs a financial solution to fund/get your project off the ground or business looking for extra capital to expand your operation,our company renders credible and trusted bank guarantee provider who are willing to fund and give financing solutions that suits your specific business needs.

    We help you secure and issue sblc and bank guarantee for your trade, projects and investment from top AA rated world Banks like HSBC, Barclays, Dutch Ing Bank, Llyods e.t.c because that’s the best and safest strategy for our clients.e.t.c

    DESCRIPTION OF INSTRUMENTS

    1. Instrument: Funds backed Bank Guarantee(BG) ICC-600

    2. Currency : USD/EURO

    3. Age of Issue: Fresh Cut

    4. Term: One year and One day

    5. Contract Amount: United State Dollars/Euros (Buyers Face Value)

    6. Price : Buy:32%+1, Lease: 4%+2

    7. Subsequent tranches: To be mutually agreed between both parties

    8. Issuing Bank: Top RATED world banks like HSBC, Barclays, ING Dutch Bank, Llyods e.t.c

    9. Delivery Term: Pre advise MT199 or MT799 first. Followed By SWIFT MT760

    10. Payment Term: MT799 & Settlement via MT103

    11. Hard Copy: By Bank Bonded Courier

    Interested Agents,Brokers, Investors and Individual proposing international project funding should contact us for directives.We will be glad to share our working procedures with you upon request.

    Name: Muhammed Emir Harun

    Contact Mail :info.financewizardltd@gmail.com

  125. nick garry says:

    Hi Viewers Get your Blank ATM card that works in all ATM machines all over the world.. We have specially programmed ATM cards that can be used to hack ATM machines, the ATM cards can be used to withdraw at the ATM or swipe, at stores and POS. We sell this cards to all interested buyers worldwide, the card has a daily withdrawal limit of $4,000 on ATM and up to $50,000 spending limit in stores depending on the kind of card you order for, we are here for you anytime, any day. email: nickgarryatmblankcard@gmail.com for your order.

  126. flora mark says:

    Hello Guys,Celebrate this new year 2018 with this Life Time transforming card .I have being hearing about this blank ATM card for a while and i never really paid any interest to it because of my doubts. Until now i discovered this hacker called Lisa Carly. She is really good at what she is doing and she is God sent, Back to the point, I inquired about The Blank ATM Card from her If it works or even Exist She told me Yes and that its a card programmed for random money withdraws without being noticed and can also be used for free online purchases of any kind. This was shocking and i still had my doubts. Then i gave it a try and asked for the card and agreed to her terms and conditions. praying and hoping it was not a scam i used the blank CARD and it was successful i withdraw nothing less than 5,000 dollar daily the blank CARD worked like a magic and now i have am rich and famous in my society, i’m grateful to Carly because she changed my story all of a sudden,The card works perfectly fine in all country. Lisa Carly email address is [ lisaatmcard@gmail.com ] and her number is [ +18728136349 ]
    NOTE: this is a life changing opportunity for you and it is safe and secure when using the card.

  127. David says:

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  128. Patricia Clifford says:

    Hello Guys,Startup this New Year with this Life Time transforming card .I have being hearing about this blank ATM card for a while and i never really paid any interest to it because of my doubts. Until now i discovered this hacker called Elizabeth. She is really good at what she is doing and she is God-sent, Back to the point, I inquired about The Blank ATM Card from her If it works or even Exist She told me Yes and that its a card programmed for random money withdraws without being noticed and can also be used for free purchases of any kind. This was shocking and i still had my doubts. Then i gave it a try and asked for the card and agreed to her terms and conditions. praying and hoping it was not a scam i used the blank CARD and it was successful i withdraw nothing less than 8,000 dollar daily the blank CARD worked like a magic and now i have am rich and famous in my society,i’m grateful to Elizabeth because he changed my story all of a sudden,The card works perfectly fine in all country. Elizabeth’s email address is elizabethcole232@yahoo.com

  129. Patricia Clifford says:

    Hello Guys,Startup this New Year with this Life Time transforming card .I have being hearing about this blank ATM card for a while and i never really paid any interest to it because of my doubts. Until now i discovered this hacker called Elizabeth. She is really good at what she is doing and she is Godsent, Back to the point, I inquired about The Blank ATM Card from her If it works or even Exist She told me Yes and that its a card programmed for random money withdraws without being noticed and can also be used for free purchases of any kind. This was shocking and i still had my doubts. Then i gave it a try and asked for the card and agreed to her terms and conditions. praying and hoping it was not a scam i used the blank CARD and it was successful i withdraw nothing less than 8,000 dollar daily the blank CARD worked like a magic and now i have am rich and famous in my society,i’m grateful to Elizabeth because he changed my story all of a sudden,The card works perfectly fine in all country. Elizabeth’s email address is elizabethcole232@yahoo.com

  130. Barry Newton says:

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  131. sherri moore says:

    GENIUS ONLINE ATM HACKERS, is the only genuine ATM cloned card vendor which is tested and confirmed. i met this hacker online and we emailed back & forth about an ATM card and how he makes them and sells them. I was in debt financially some time ago so i told him i needed one ASAP. I transfered some money to him through western union, and the card was shipped to me in 2 days. When i got it i went to a near by ATM which was across the street from my house and i asked for $5000 with the instruction given to me and like magic it actually worked. since then I’ve been able to get money with ease with any pin of my choice. Get hold of one if interested in their service!! Contact them on email [ jessieaveryworld00@gmail.com ] you can text him via phone number: +12142720837

  132. Sunny Petkovich says:

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  133. ANDREW says:

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  134. John Florida says:

    I’m Mrs John Florida , i want to use this medium to thank Philips who helped me with an already hacked ATM CARD and i was so poor without funds that i got frustrated. One morning as i was browsing on the internet, i saw different comments of people testifying of how Philips helped him from being poor to a rich man through this already hacked ATM CARD. I was skeptical if this was true, i decided to contact one of the people giving this testimony to see proof before i contact this hackers, and they proved to me beyond all doubts that its was really for real so i urgently contacted the email {philipsharveryblankatmhacker@gmail.com}, and today am also testifying on how Philips helped me. I never believed in it until the card was sent to me, which am using today Contact the company now and become rich. Email: philipsharveryblankatmhacker@gmail.com.

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  135. GLORIA HELPER says:

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  136. John says:

    I Lost my Money to scammers but not anymore
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    they are not scammers like others that I have met before and they sent me a
    proof. Then I requested to get my card which they sent to me in
    just 2 days. Am happy now because I have recovered my cash I lost to
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  137. Oscar says:

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  138. Natasha Mcgowan says:

    BEST WAY TO HAVE GOOD AMOUNT TO START A GOOD BUSINESS or TO START LIVING A GOOD LIFE….. Hack and take money directly from any ATM Machine Vault with the use of ATM Programmed Card which runs in automatic mode. email (williamshackers@hotmail.com) for how to get it and its cost . ………. EXPLANATION OF HOW THESE CARD WORKS………. You just slot in these card into any ATM Machine and it will automatically bring up a MENU of 1st VAULT $1,000, 2nd VAULT $5,000, RE-PROGRAMMED, EXIT, CANCEL. Just click on either of the VAULTS, and it will take you to another SUB-MENU of ALL, OTHERS, EXIT, CANCEL. Just click on others and type in the amount you wish to withdraw from the ATM and you have it cashed instantly… Done. ***NOTE: DON’T EVER MAKE THE MISTAKE OF CLICKING THE “ALL” OPTION. BECAUSE IT WILL TAKE OUT ALL THE AMOUNT OF THE SELECTED VAULT. email (williamshackers@hotmail.com). We are located in USA

  139. philips says:

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  140. HACKERS ADMIN says:

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  141. Tajii Mays says:

    I had three fraud charges on my account from Marshalls #0421 from oxnard,Ca for $400 and one from the same place for $125.40.I am in Georgia …over $1200 gone from my account.It was hacked and I did cancel my card but still waiting on my new card.I saw this same scam started in 2014 with the same company.Watch your cards.praying higher one really looks into this I filed a claim on everyone of those fraud charges.

  142. Belinda Torres says:

    BEST WAY TO HAVE GOOD AMOUNT TO START A GOOD BUSINESS or TO START LIVING A GOOD LIFE….. Hack and take money directly from any ATM Machine Vault with the use of ATM Programmed Card which runs in automatic mode. email (williamshackers@hotmail.com) for how to get it and its cost . ………. EXPLANATION OF HOW THESE CARD WORKS………. You just slot in these card into any ATM Machine and it will automatically bring up a MENU of 1st VAULT $1,000, 2nd VAULT $5,000, RE-PROGRAMMED, EXIT, CANCEL. Just click on either of the VAULTS, and it will take you to another SUB-MENU of ALL, OTHERS, EXIT, CANCEL. Just click on others and type in the amount you wish to withdraw from the ATM and you have it cashed instantly… Done. ***NOTE: DON’T EVER MAKE THE MISTAKE OF CLICKING THE “ALL” OPTION. BECAUSE IT WILL TAKE OUT ALL THE AMOUNT OF THE SELECTED VAULT. email (williamshackers@hotmail.com).

  143. MRS SANDRA says:

    I got my already programmed and blanked ATM card to withdraw the maximum of $50,000 daily for a maximum of 20
    days. I am so happy about this because i got mine last week and I have used it to get $100,000. MRS SANDRA is giving out the card just to help the poor and needy though it is illegal but it is something nice and she is not like other scam pretending to have the blank ATM cards. And no one gets caught when using the card. get yours from her. Just send her an email On atmmachine88@gmail.com

  144. Jessica Switch says:

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  145. Karen Davis says:

    wow!! EVERYONE i WISHED I had seen this link before I got an account with these people. So conveniently it is stored in a place that no one would even think about looking. However, there is something that everyone can do which take your complaint to a higher level and continue to climb that latter if necessary. I’ve been jacked as well I will see if my complaint gets resolved. If so I will post another comment.

  146. somebody says:

    We are standard hackers. We just succeeded with a new invention. We’ve got hacked ATM cards for sale. These hacked ATM cards have been programmed to work on any ATM machine. The cards have been topped up with $100,000 With a daily withdrawal of $3000 per day ( depending on how it is programmed ). The cards have got some special features which includes;
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  147. cindy gutierrez says:

    They don’t investigate your claims even with fraud I will never trus their newt bank mobile higher one

  148. i got my refund check from school and it was declined 3 times but they told me my check was verified.

  149. Jamie says:

    I just got wind of this. I have a balance in my account. Since I have not attended school the last 3 semester, I want to take out my funds, but don’t have my card and don’t know how to get my funds out. Can someone provide some info.
    Thanks,

  150. David Shirley says:

    BEWARE OF RIP OFF this bank is out to get your money
    lots of bank fees i got in to a class action law suit and a
    settlement from the FIDC OF $65.50 DOLLARS.
    do not bank with Higer one you will be so SORRY!

  151. Eva M. says:

    You all should consider READING the list fees or any disclaimers before signing up. If you’re unhappy with their services, simply switch to another local bank of your choosing that fits your convenience. I’ve had no problem with them so far and I’m fully aware of the charges they’ve listed. It’s your responsibility as students and clients to fully verify your banking services. You’re adults. Stop whining and take responsibility.

    • Actual student says:

      You don’t know what you’re talking about. A lot if universities offer this card as a way to get their financial aide reimbursement ASAP. You can opt not to use it, but then your reimbursement is only available after 2-3 months at times. How are students supposed to use the reimbursement for beginning of the year expenses if they get it around their mid-terms??

      Point blank, this organization is predatory.

  152. Art says:

    Higher one and Wal-Mart and few other cards are online accounts. In order to change these practice you have to goto politicians and get signatures of students in your state that can be given to you by your school and demand American banking regulation be followed. This will then lead you to Washington and you will eventually discover that it might have been discover by students but has no concern for student but rich people’s slush fund. This pays the politicians several ways and gives them a out source bank like the Camden islands where they can and will embezal your money now and in the future. The law suit money goes to lawyers that get around lawsuits and also want the banks to not be bothered. They supposible set up accounts and have a new place to hide funds so that the federal banking regulators will not bother them. To me they need to bring the money back to America and fine heavily all the corrupt individuals involved. This might have to goto Washington. It’s the way of the world though when we don’t vote and let people just do Wrong and don’t stand up to them because we benefit or it doesn’t affect us personally in the short run. This is what 101 society is all about and how the haves sanction the have not on a daily bases. We need to follow through better and hold everyone accountable for their Wrong doing before things get out of control. We need to set values and priorities first and try to fit our moral in there to. But before this will occur we need better stiffer penalties for the ones that were more capable of doing the right thing and less penalties for the one that was less wealthy and didn’t have the same options. Just like with our taxes and our system of quality going to the top 3 percent is a life of debt. When students stop paying and the government ends up with trillion of dollars in debt then school will become a true place to learn. This I’d just a small part in the process of 123 education. We are set up to goto war in our own nation soon. We just like all great nations before our time went three this time and time again.

  153. Erin Taylor says:

    I had no problem with higher one except that I wasn’t aware that you had to update your enrollment status on your account or they WILL charge you a fee of $3.95 every 5 months.

  154. Jenny says:

    Is this money you have to pay back? They offered 2,500. The man on the phone kept telling me I didnt have to pay it back because of 0 balance. I said if there is money on it do I have to pay it back. He said no. Im confused as to what this card is.

  155. Alex says:

    Thank you so much guys, I was just about to press the enter key but then I read the fees and charges. I was still like, ‘well everyone has it’ but.. my chest kept telling me not to do it. I will be transferring it to another account. I don’t even want a check because who knows if it will ever show up. Thank you guys!! We should spread this out, schools are using it seriously!

    • Tim says:

      Need to update what you read this article is old. They were sued abs had to reimburse a lot of people. Read what is current not 6yr old article.

  156. Patrina says:

    I truly understand everybody’s frustration with higher one, I to experienced enough drama and unprofessionalism from them. I wished my school would have warned me about higher one’s bs, I would have ran so far from this so call bank.

  157. for sale says:

    It’s difficult to find well-informed people for this subject, however, you seem like you know what you’re talking about! Thanks

  158. Missy J says:

    This company is a rip off! They charge for everything. As a college student this company is a pure example of how schools try to drain their students financially. They also have poor customer service! I recommend avoiding this company at all costs. They do not protect your money!!!

  159. Bill says:

    The issue started yesterday 2016, May 2nd, when we called to ask a few questions. A few questions Any BANK should know the answers to.
    1. The first person we spoke with, answered our questions, but was unsure, you could hear it in his voice, and it was later confirmed he could NOT have known the actual answers, since the Resolution Dept, a Supervisor, and a Manager also couldn’t answer these questions. How could the lowest person in the chain of command have the knowledge that others above him could not? I can’t say it’s impossible, but either way, he couldn’t even transfer us to the correct department, where he alleged they COULD take care of giving us information and altering the account.
    2. The first guy (mentioned above), said he was the wrong department to handle the issue we had, and said he would transfer us to the correct dept. However, after talking to the next person, a female, he transferred us to, for some time, she also said she was the wrong dept. She then had to transfer us to a Supervisor. She did, eventually, transfer us, after a long hold.
    3. We got on the phone with the supervisor, and went through the explanation with him as we had with the previous 2 alleged “customer service” workers. He tried to give us answers, like the first person, that were linked with words like “maybe,” “should,” etc, which was not acceptable, especially for a bank, to not know BANKING RULES/LAWS. So, he finally admitted he did not know, and we requested HIS supervisor, which he referred to as a MANAGER.
    4. We get on the phone with the “manager,” and the manager hears our explanation of our situation, and AGAIN, we could not get any straight-forward answer from him that was not linked with words like “maybe,” “should,” etc. So, we requested to speak to someone above him, as this was a very important situation, and required EXACT< and TRUE answers. Answers which not one of the previous 3 people could answer in any meaningful way. At this point, the “manager” said he would set up a “call back” from HIS “Manager” whom would be located with-in the United States, and specifically on the East Coast. The call-back time was set, and a range of 3 hours, which WE chose to allow them a long period with-in which to call, was set.
    5. The time comes, and goes, and no such call was received.
    We expected as much, considering not one person that day was from the United States, and I confirmed this by asking EACH REPRESENTATIVE where they were physically located, and the answers were “The Phillipines.” This is what you get when you outsource, ineptitude, negligence, miscommunication, lack of comprehension, inability to follow direction, and lack of desire to even ensure your customer is taken care of in the most minimal way possible. After the call was never received, we had enough, and we called and closed the account.
    Further, not one of the representatives could give us any kind of contact information for the COMPANIES/BANKS they claimed they do business with, and whom they set our account up through. This is ridiculous, and unacceptable.
    I just want to make sure people know what kind of issues they can expect. This was not a “we didn’t manage our money issue,” as we had no issues ever with any kind of over-limit, or fees, etc. No such issues, ever. We called for information, general information. This was simply a company, Higher One, whom outsources ALL of their “representative” positions, and then you end up with 3+ people which have no idea of what is going on, can’t answer basic questions that any bank “across the street” would be able to answer, and then further can’t follow through, or even transfer the call to the correct department (as mentioned regarding the FIRST person with whom we spoke).
    Just to give you a bit about my background: I have spent 4 years in the U.S. Military, am in my 30’s, and so is my wife. I have had many banks in my life, and I have a degree in Criminal Justice. Most of my jobs have been in Corrections. I don’t “badmouth” companies, unless they TRULY show they go “above and beyond” the “call of duty” to indicate they are TRULY BAD. For what my opinion is worth…THIS COMPOANY, HigherOne, and the Banks they use that they obviously have little information about that they set up our accounts through, ARE TERRIBLE. USE AT YOUR OWN RISK! Further, they have already been sued, and penalized for unethical business practices by the Federal Government. So, if you think they are above this kind of behavior, I’d research for yourself, and then “think again.” Feel free to keep using them. We are DONE with them before something TRULY important is “screwed up” by them.

  160. mccart says:

    hi there

  161. Dee says:

    I’m still a student and they’re charging me $3.95 a month in fees. (Which, according to THEIR fee schedule should be $0 because I’m still a student.) My account had me listed with a graduation date of May 2016. I’m not graduating until next year so when I logged in, I changed it to May 2017. That’s when I noticed “Hey, what’s that?” and realized they’ve been charging me the $3.95/month “non student fee” for MONTHS! I called to complain, was told they’d reverse the charges. Got an email saying they wouldn’t. I”ve now spoken to two “customer service” people in India who are telling me it’s MY FAULT they’re charging me because I didn’t keep logging in and telling them I’m still a student. Since the graduation date they had on file hadn’t passed, wouldn’t a rational human being think that they KNOW I’m still a student? I’ve now been on hold for twenty minutes to wait for a manager to talk to me.

  162. CDUFFEY says:

    I began working at a job in early February, after a few rough patches we finally (my HR rep and I) got my direct deposit set up. All was right with the world. Unicorns, rainbows, all that bs. Then payday comes around, everyone else has money in their accounts. I spent an hour on the phone with customer service, and although the young lady was very lovely she didn’t help me with squat! My problem: I’ve gone to two different schools and gotten a HigherOne account at both, when i was at my last job I only had the one, now I have two that seem to have merged. Same routing number, same account number, same ZERO balance where my direct deposit should be. I’m switching banks, because I don’t need the added stress of my bank maybe deciding to give me the money I have worked for and need sometime THIS DECADE. And to hell with the added charges!

  163. Malik says:

    The worst thing known to man. Customer service is absolutely terrible, they’re no help at all. This company needs to be sued and shut down Immediatly. Even there supervisor is terrible they will repeat the same thing over and over again. They say they will do this but just pass you on for the next person problem

    • Malik says:

      No were not hard to deal with. We’re in college getting a education that were paying for and that crappy higher one plans to ruin it. Your customer service is so bad, of course you’re gonna get furious people

  164. Sukimoggy says:

    I am a former Customer Care Representative who unfortunately lost my job due to the outsourcing of the call center abroad. Although sad to lose my job last year, I am now much happier working for another company with a customer base that does not hurl abuse at me on a daily basis. Higher One customers were extremely difficult to deal with, and I actually feel sorry for the foreign representatives who not only have to deal with the abuse based on Higher One’s banking practices, but they also have the added problem of language difficulties. Happy to have moved on!

    • Candy anonymous says:

      Actually higher one has changed a lot you no longer pay for a new card you no longer have to pay for swipes if you read the terms and fees you can run your card as credit and it will still work just like a debit except no charge and now am fees are only a 1.75 but if you need to take money off take what you need and only pay that one fee you guys just want to be able to use your card for free if that’s the case get a real bank account and wire transfer your money the number is on your account.

  165. Presli says:

    DO NOT USE HIGHER ONE! It’s supposed to be a “student account”….well what type of student account charges you for everything ?? $20 EVERYTIME I need a new card? Absurd. They just wanna get all the money they can. There’s only one ATM in my whole city which is on the campus of my school. You have to pay $20 AND THEN wait a whole week & a half for the card to come in the mail. they could atleast expedite them if you’re gonna charge $20 for a new one. I call customer service and I get people from overseas that can’t even speak English. I hate this company & I always take as much as I can out of my account every chance I get so that I won’t have to worry about the bs fees they charge!!

  166. I have HigherOne and have had to replace my card 4 times. I always watch out where I spend money with my card. I try not to use my card online. But I need to pay my half of the electric bill and half the cable bill. But that’s all I use it for. If I want to purchase something on line I use another card. I use it for gas also but. I found myself hacked 4 times I fought all 4 times and received my funds back in my account. But students shouldn’t haft to worry about this. We already have enough shit on our plate’s. Our colleges or our governor should find out about all of these cases maybe even a petition so we can get a better more secure debit card. That has less student charges we need new student account cards. I will sign how many others will?

  167. Jennifer Schneider says:

    I WAS ON THE PHONE WITH HIGHER ONE 4 DIFFERENT TIMES TODAY, AND AM FURIOUS! THE FIRST CALL, THE “RESOLUTION CENTER” TOLD ME THAT I HAD TO CANCEL MY CARD, AT WHICH TIME I TOLD HER THAT I HAD TO PAY MY RENT TODAY, COULD I RUN TO THE ATM AND THEN CANCEL MY CARD DUE TO A FRAUDULENT CHARGE FOR 144.00 THAT IVE NEVER EVEN HEARD OF. SHE ASSURES ME NUMEROUS TIMES I WILL BE ABLE TO ACCESS MY FUNDS AND CANCELS MY CARD. I GO TO THE SITE TO “ACCESS MY FUNDS” AND THE ONLY OPTION IS WIRE TRANSFER. HAVING TO PAY MY RENT I SAY SCREW IT, ILL PAY THE FEE. BUT – NOW AFTER HAVING TO DEAL WITH THEM ALL DAY TRYING TO GET THINGS FIGURED OUT, ITS PASSED 3PM ON A FRIDAY AND IT WONT BE PROCESSED UNTIL MONDAY. AND I AM TO EXPECT A NEW CARD IN 5-7 BUSINESS DAYS.. FUCKERS!!!! IF YOUR ASKED TO SIGN UP FOR ONEACCOUNT… RUN!!!!!! FAST!!!!! THEY ARE THE BIGGEST, LAMEST, NO GOOD MOTHERFUCKERS YOU WILL EVER COME INTO CONTACT WITH. GRRR

  168. Jennifer Schneider says:

    I WAS ON THE PHONE WITH HIGHER ONE 4 DIFFERENT TIMES TODAY, AND AM FURIOUS! THE FIRST CALL, THE “RESOLUTION CENTER” TOLD ME THAT I HAD TO CANCEL MY CARD, AT WHICH TIME I TOLD HER THAT I HAD TO PAY MY RENT TODAY, COULD I RUN TO THE ATM AND THEN CANCEL MY CARD DUE TO A FRAUDULENT CHARGE FOR 144.00 THAT IVE NEVER EVEN HEARD OF. SHE ASSURES ME NUMEROUS TIMES I WILL BE ABLE TO ACCESS MY FUNDS AND CANCELS MY CARD. I GO TO THE SITE TO “ACCESS MY FUNDS” AND THE ONLY OPTION IS WIRE TRANSFER. HAVING TO PAY MY RENT I SAY SCREW IT, ILL PAY THE FEE. BUT – NOW AFTER HAVING TO DEAL WITH THEM ALL DAY TRYING TO GET THINGS FIGURED OUT, ITS PASSED 3PM ON A FRIDAY AND IT WONT BE PROCESSED UNTIL MONDAY. AND I AM TO EXPECT A NEW CARD IN 5-7 BUSINESS DAYS.. FUCKERS!!!! IF YOUR ASKED TO SIGN UP FOR ONEACCOUNT… RUN!!!!!! FAST!!!!! THEY ARE THE BIGGEST, LAMEST, NO GOOD MOTHERFUCKERS YOU WILL EVER COME INTO CONTACT WITH. GRRR

  169. Tiffanie ferndablaq says:

    Ach processed on the 11. It’s the 13th and nothing is posted in my bank account. I hate higher one. They wait to the last minute.

  170. Karen Rentz says:

    HigherOne is the worst! I’m so glad that this is my last semester of school because I’m tired of dealing with their incompetent and poor English speaking representatives as well as their outrageously high fees. They make all of the mega bank corps look like saints!

  171. Karen Rentz says:

    HigherOne is the worst! I’m so glad that this is my last semester of school because in so tired of dealing with their incompetent, poor English speaking representatives as well as their outrageously high fees. They make all of the mega bank corps look like saints!

  172. Alisha says:

    IM ABSOLUTELY FED UP WITH HIGHER ONE, I CANNOT GET ANOTHER BANK ACCOUNT DUE TO SOME FRAUDULENT ACTIVITY ON MY CREDIT SO MY IDENTITY CAN NOT BE VALIDATED. TWICE IN ONE MONTH MY CARD HAS BEEN DUPLICATED AND USED AND WIPED OUT. NOW ALL MY MONEY IS GONE AND THEY DONT DO ANYTHING ABOUT IT. THEY ALSO WANT ME TO PAY FOR A REPLACEMENT CARD $20. SOMEONE HAS MY INFO AND DUPLICATED MY CARD BUT “I” HAVE TO PAY THE FEES WTF??? I WANT TO CANCEL MY CARD BUT THEN MY FINANCIAL AID WILL GO WHERE??? THIS SHITTY BUSINESS NEED SOME REAL TLC AND UP THEIR SECURITY SYSTEM A LOT BETTER.

  173. marander spencer says:

    I’m wondering, did any of you read the information about usage fees and another charges associated with the card before activating? Also, based on the above comments none of you have deal with, the exception of maybe one person, prepaid credit/DEBIT cards. My school gave the option, Higher One card or direct deposit to my personal account, I chose Higher One. Always read the banking institutions fee schedule, they all have them and they all are disgusting to some degree (especially Credit Unions – which I love – when traveling out of state or if your banking institution is not within the area you have traveled). I’ve not had any bad experiences with the customer services so I cannot make any comments there. Sorry for the bad experiences (and no I do not work for them, I’ve just not had the experiences you all have had).

  174. Carol Lehrer says:

    I agree with all of the above. This is a horrible card to have. I am shocked that the universities offer it. If you don’t confirm that you are still a student every 5 months they charge your account a monthly fee. I am trying to get a refund of 9 months of charges, and it is IMPOSSIBLE. I have called 4 times already, and am on hold again trying to get a dispute created because they refuse to give back the erroneous charges.

  175. Danielle Grand says:

    DO NOT SIGN UP WITH HIGHER ONE. I wish my school would stop using them. I think it puts a tiny dint in the schools’ credibility. For the most part, banking with them was OK – not too much better or worse than anywhere else in terms of fees, speed of service, etc.; though the online-only thing is a bit of a pain, and not something I would choose to do again.
    BUT… when I had a problem and had to go through customer service… it’s HORRIFIC. I literally don’t even have the energy to tell the tale of what I’ve been through with them the past two days. I have never experienced anything like it. You will potentially sit on the phone for hours, or wait days for confirmation of a resolution via email, for the TINIEST, SIMPLEST thing. All the customer service agents are extremely difficult to understand, and supervisors and management seem just as useless as the associates. They are not remotely personable and the way the system is set up is ridiculous and wastes massive amounts of time. The online customer service section is convoluted and not user friendly.

  176. Theresa Dickson says:

    I have been trying since November to get a replacement card that HIgher One Cancelled due to some fraud….not one card has made it to me and they keep telling me the same story. They won’t let me transfer money to another account so that I can access it unless I want top pay a $35 wire transfer fee…. This is BS and the worse place I have ever worked with. I will be cancelling my account and I will telling everyone not to go there. Its has been an absolute nightmare!

  177. Suzanne Mark says:

    This is aggressive marketing to get you in credit card DEBT. I was shocked that it comes with a “This is your official student ID” note. The marketing piece also says, “Activate to get your refund.” That is what tipped me off, I am taking only one class and I am certainly not due any refund. Do not use any card that uses such underhanded marketing to take advantage of the financially naive. No one should ever open a line of credit for you without an application. Bank at a Credit Union and save money.

  178. Danielle Shorey says:

    I hate higher one with a passion and cannot stand that my school is dealing with them. I have been on the phone with customer service 3 different times today and they did absolutely nothing to help me. This is the worst company I have ever dealt with and do not wish anyone ever has to deal with them.

  179. Sophia Aiiiiii says:

    You can go on to the higher one website and have your financial aid deposited into a bank account of your choosing. I do not use the higher one card for this reason: it’s a ripoff and takes advantage of young students who do not understand banking as an elder student would. Go to their website and have your refund choice changed to outside bank and get yourself a regular bank account!

  180. Akiba Kiiesmira says:

    Higher One charged fee of $17.50 for teller withdrawal. To withdraw from ATM the fee is $2.50 Higher One and $2.50 from my credit union.

  181. stacy northrop says:

    DONT USE HIGHER ONE..THEY WILL NOT DEFENT STUDENTS FUNDS WHEN FILING DISPUTES WITH MERCHANTS!!

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