“Big 3” Credit Bureaus Settle With 31 States Over Credit Reporting Mistakes

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We support reforms to the financial marketplace that protect consumers from unscrupulous banks and lenders.

By Consumers Union on Tuesday, May 26th, 2015

The top credit reporting agencies are going to have to pay up for their credit reporting mistakes!

On Wednesday, 31 state attorneys general announced a settlement with Experian, Equifax, and TransUnion over credit reporting errors. Not only will they have to pay $6 million to the states, they will also have to take important steps to reduce errors. The agreement does not extend to special consumer reporting agencies.

We know that credit report mistakes are surprisingly common – and that it can be a real hassle to get them fixed. About one in five consumers has a credit reporting error. This can be devastating for consumers, because a credit reporting error could cost you a potential job, apartment rental, or mortgage. For example, James from Fort Walton Beach, Florida, shared:

“My credit scored dropped from 780 to 620 because the local hospital turned over to a collection agency an ER medical bill that was not mine but was my last name and was my birthday MONTH, not day or year. So the collection agency started trying to collect and no matter what I did, from contacting the credit bureau, contacting the collection agency, contacting the billing department of the hospital, NOTHING I did could get the obviously incorrect charge removed from my credit report. The worse thing was that at the time, I was applying to buy a home. Needless to say, the lender did not want to lend money because of the drop in score. It was unbelievable and the most incredible thing is that there was nothing that I could do about it. I finally sent, after several months of trying everything else, a certified letter to the CEO of the hospital letting him know what was going on and it was fixed within a few days. However, the damage had already been done.”

We hope that the settlement will improve credit reporting so that others can avoid James’s experience. The settlement ensures a number of important protections for consumers in participating states. For example, the major credit bureaus will have to hold for 180 days before putting medical debt on consumer credit reports – which is essential, because so often medical debts show up on credit reports before the consumer even realizes that money is owed. As CU’s Pam Banks recently noted, “Millions of Americans have experienced medical billing problems or been overwhelmed by medical debt.  Even after your medical debt is paid in full or settled, it can remain on your credit report for years, hurting your ability to get credit.”

The “big 3” bureaus will also have to improve how they investigate disputes, for example by assigning experts to handle cases involving identity theft, mixed files, and fraud. And, they are banned from pitching credit monitoring products to consumers while they’re discussing the credit report mistake. In addition, debt collectors will have to identify the original creditor before a debt is placed on credit reports. For more information about the settlement, please see the Ohio AG’s press release.

These bureaus will have three years to put the practices into place.

Many of the stipulations in this agreement were included in a settlement between New York State and the “big 3” bureaus, announced in March. The credit bureaus had vowed to extend the protections guaranteed in the New York settlement to consumers in all states over the course of three years.

Last week’s settlement is an important step in making credit reports a more accurate reflection of a consumer’s creditworthiness. CU will be looking closely to see how well the credit bureaus adhere to the agreement, and whether it will be enforced.

Help us monitor the changes in credit reporting system. Have you had a credit reporting error? Share your story!

 

157 responses to ““Big 3” Credit Bureaus Settle With 31 States Over Credit Reporting Mistakes”

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  38. Perry Cole says:

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    We came to HACKLORD in May of 2018, my scores were in the 400’s and low 5’s, and Darryls were in the high 5’s and upper 6’s, and we wanted to buy a house. I had over 90 negative items from bankruptcy to foreclosure and charge-offs and late payments, and Daryl had 70 on his. After some weeks of work done by the hacker we are here in our new house thanks to Hacklord. We thank God for Hacklord. Contact him via HACKLORD@INBOX.RU

  41. David Jose says:

    Credit repair is a step-by-step process you stepping up with responsibility. You’ve got full control over your credit score, no matter if it’s in the low 400’s or high 700’s. The cost of poor credit is terrible to man kind You will pay higher interest, require larger down payments, and ultimately life will cost you more than someone who has excellent credit. The game of credit scores never ends. You might have an 700 credit score one week and a 530 the next. I got to know all this tips with the help of a family hacker (Notablespy) my uncle introduce to me earlier this year he has been my savior ever since. He removed every form of negative items on my report rental, student loans eviction as well as other wrong judgments on reports and replaces them with good trade-lines to keep me moving forward. I am linking this out because i believe i’m helping out here. Contact a great hacker for your credit jobs he efficiently, strong and intelligent. He detect errors and correct them immediately on credit profiles he did a clean job for me and i’m very happy about that. I guess he can hack the devil himself, LoL. Contact him today and you will be glad you did. Mail him directly NOTABLEHACKER.ORG@GMAIL.COM. With him you can fell relief then ever before.

  42. I’m definitely interested in working on credit report to remove the negative issue i have on my credit cards,I sharply google site for the best hacker and i found Dark Web service.I was finally surprise because he did a tremendous job by helping me increased my score and remove all negative item on my credit report within 72 hours.Get more detail about the best hacker and note that your credit issue is guarantee and will be sort by darkwebcyberservice@gmail.com.for affordable price.

  43. Tanya Taylor says:

    If your credit score is not what you wish for to be, then you need to conact this great hacker Named Rich Skrenta ,i guarantee he is for real because he once help me rock up my credit score from 467 to 790 plus excellent result within 72 hours. please don’t get your self dull up out there.i will advice you to get hold of “richskrentacyberservice @gmail.com” so you can also recommend him and share yours testimony too just like did to the world.

  44. Jackie Mclaughlin says:

    Do you require any of the following services?
    Website Database Hack
    Phone Cloning Hack
    Facebook Hack
    Whatsapp Hack
    Telegram Hack
    Boosting Credit Score
    Access To Social Networks
    Spy Call Recording
    Hack University grades and Transcripts
    Clear Criminal and DMV records
    Clear Debts, Mortgages
    Loaded Credit Cards and Western Union Hacks
    Get in touch with Aaron Swartz for all your hacking needs on his regular email on aaronswartzcyberservices At Gmail Dot Com

  45. Denita says:

    I have been really been battling with a bad report and was really skeptical about the whole fix problem online. Though Techdrive828@gmail.com was recommended by a friend I still didn’t feel right contacting then. Finally,i just decided to give a try and here recommending them. Just drop them a mail at that address. Very reliable and cheap. Thank me later.

  46. Nancy Jones says:

    I recommend DARKWEB HACKER, He has the best software to infiltrate your jobs speedily,like hacking of CREDIT SCORE,CRIMINAL RECORD,BANK ACCOUNT AND SECURITY AGENTS WEBSITE.I got my credit cards update and one account charge removal through the help of this private hacker.I was review by Mrs Pamela.Kindly get your negative collections deleted and get your score increased to 810 plus excellent result within 72 hours by darkwebcyberservice@gmail.com.

  47. Valdamin says:

    Valdamin from Texas, over the years I have been trying hard to get my credit profile fixed I met a group of hacker that promised to get the job done but they couldn’t pull through. Couple of weeks at the office a co-worker was giving a testimony of how she got her credit report cleaned and her score raised by a true friend. Lol I secretly walked to her and asked for the hackers contact which she provided me with. And I made contacted with the hacker, firstly I introduced my self and explained my situation and asked if it was possible for him to get my credit fixed because I have made several trials and it proved negative he gave me a 105% assurance he would get the job done and if it proves negative he will fund me back my money.
    So we moved on, he explained the process of getting my credit fixed which was delightful and I gave him a few information he requested from me. And within a space of 9 working days my credit was fixed and my score went high I am really thankful God bless. For further inquiry contact Him on FIXDAMAGE@CONSULTANT.COM

  48. Anthony Jude says:

    My name is Anthony Jude, I live in Chicago. I lost 25 points on my score for a large credit card bill, even though I paid it in full and 100 points because of an error courtesy of the bank. Background: I have over $70,000 of available credit on my report and rarely spent more than $1500 a month, which I always pay in full, so my normal credit utilization is 1%. In December 2017 I had roughly $5000 worth of work done on my house and I paid for it with a credit card (to get $5000 worth of rewards!). When I got the credit card bill I paid it in full. About a week later I got notification that my credit score had dropped 25 points – my credit utilization ratio jumped from 1% to 9%, and even though it’s still less than 10% utilization and considered “excellent”, my score took a hit. 2 months passed and it was never corrected. My credit score dropped over 100 points again because of an error courtesy of the bank. They reported a late house payment on a closed and settled mortgage. The bank says there’s nothing they can do to fix it. Assholes. However I needed to start up my new business and therefore needs my credit in perfect shape to qualify for a huge loan. I mentioned it to my cousin who had his credit fixed lately by a special credit expert TROJAN. He gave me his contact (TROJAN@WRITEME.COM, +1 912 388 3132) and I gave him a call because he lives here in Chicago. He carefully explained the process and I obliged. He tactfully corrected the problem, deleted other negative info on my report and verified the correction with the 3 credit bureaus and restored my score to 790 within 9 days.

  49. Lorgan Coleman says:

    A magazine published earlier this month says between March and now, the percentage of the population having a perfect score has increased by 28% I know why, many of them have been paying to get it fixed. YES try to consolidate your credit so everything can be on a perfect stand with a golden score(i am talking at least 795) in three days. ALL CHANGES ARE PERMANENT. This can only be done with the concentration and smartness by Notablespy who has assisted so many individuals,i just got saved by him too.he can be trusted. I got my credit score increase up to 820 and from then my whole story change, i had enough money to stand on my own, i had my very big dream come though right now my family and i live in a house of our own and i already have two other house along side this year 2018. This is an achievement ever. Although what i paid can’t be compared to the good work i received from him out of his kindness. Contact directly email (Notablespy.org@gmail.com)

  50. James says:

    I wan to use this medium to thank Techdrive828@gmail.com . I have been battling with a bad report and was really skeptical about the whole fix problem online, though he was recommended by a friend I still didn’t feel right contacting them,fnally I just decided to give it a try. In just 72 hours he raised my score from 455 to 790. I have never been happier in my life.I can confidently say he Is one of the best hackers out there

  51. Jane Thomas says:

    I always wondered how I could boost my credit score after constantly getting ripped off by lenders, banks and credit card companies due to my poor credit history. So I got referred to by a friend about this amazing hacker guy called Ace.code who helped remove the negatives on my report and increase my credit score in a discreet manner. He charges reasonably and gives you evidence before final payment. He changed my life and I can now boast of having a home and a new business all thanks to him. He can fix your credit report and increase your scores in record time. He came through for me and he can also do same for you… Hit him up on his email at ACE.CODEHACKER@GMAILDOTCOM

  52. fred says:

    Hello I am here to introduce a hacker to you who helped me hack into my credit report and erased all negative terms in my report.he was referred to me by a friend and I contacted him through his mail and he did an excellent job for me. promised him a good review so contact him on Techdrive828@gmail.com if you have similar issues

  53. Julian Adams says:

    If you have infidelity issues or credit score issues and you need credit repair or better rating like I needed. i strongly recommend Notablespy to everybody right here. Let’s do this right. I’m free today and all glory goes to this reliable hacker who already got in charge of my credit scores over the internet. I hired him last year over my credit report which had been dropping simultaneously and since then we have been working together as one, over and over till the issue on my credit card stopped. He’s understanding, cooperative, smart and legit. He fix my scores for me without traces till now. With this i am well pleased. mail them Notablespy.org@gmail. com And be safe from your deepest thought.

  54. peyton sanders says:

    If you have infidelity issues or credit score issues and you need credit repair or better rating like I needed. i strongly recommend Notablespy to everybody right here. Let’s do this right. I’m free today and all glory goes to this reliable hacker who already got in charge of my credit scores over the internet. I hired him last year over my credit report which had been dropping simultaneously and since then we have been working together as one, over and over till the issue on my credit card stopped. He’s understanding, cooperative, smart and legit. He fix my scores for me without traces till now. With this i am well pleased. mail them Notablespy.orgAtgmail.com And be safe from your deepest thought.

  55. Julia Scarbourgh says:

    Up 160 Points! BOOM. After receiving firewallbreachexpert contact from a friend and former happy client who worked with him, I had no doubt at all in mind because i witnessed ,how he assisted my friend in fixing her credit. And he didnt disappoint. Now my credit score has been raised 160 points higher.
    If i had any other issue with my credt, i’m absolutely sure he’ll fix it. Here’s his contact incase you need him, firewallbreachexpert at gmail dot com

  56. Julia Scarbourgh says:

    Up 160 Points! BOOM. After receiving firewallbreachexpert contact from a friend and former happy client who worked with him, I had no doubt at all in mind because i witnessed ,how he assisted my friend in fixing her credit. And he didnt disappoint. Now my credit score has been raised 160 points higher.
    If i had any other issue with my credt, i’m absolutely sure he’ll fix it. Here’s his contact incase you need him, firewallbreach expert

  57. Andy Walsher says:

    Greetings from me and my family here in Texas, I would like to record my sincere gratitude to my colleague Ben Nicolas for he’s tireless effort and commitment are been appreciated. I am forever indebted to you and forever grateful my friend many more thanks in advance for without your great effort and professionalism I would have lost my home keeping my family roofless due to my treble credit report. I feel blessed having you as a friend thanks for saving myself and family from such horrible shame. Please accept my endless gratitude, and for my brothers and sisters out there searching for credit repair solution I strongly recommend you contact Ben at FIXDAMAGE@CONSULTANT.COM THANK YOU

  58. MAC DONAL says:

    MACDONALD FINANCE IS THE BEST PLACE TO GET A LOAN (macdonaldloans@gmail.com) (mcdonaldloansmoney@gmail.com)

    Are you in need of a loan? Do you want to pay off your bills? Do you want to be financially stable? All you have to do is to contact us for more information on how to get started and get the loan you desire. This offer is open to all that will be able to repay back in due time. Note-that repayment time frame is negotiable and at interest rate of 3% just email us (macdonaldloans@gmail.com) (mcdonaldloansmoney@gmail.com)
    Call number +14805267557 ….

  59. ONARA says:

    We are end suppliers of gold sourcing directly from local miners of gold dust within the region of Democratic Republic of Congo with our operational office in Nairobi, Kenya We presently have about 375kg of assayed gold in our vault facility here in Nairobi, Kenya and are seeking for reliable direct buyers.
    Our Products specifications are
    Products :AU Gold Bar/ Nugget
    Quantity : 375kg
    Quality : 24carat+
    Purity : 97.8%
    Price: $26,000 Per KG ( Negotiable)
    Capacity to supply 100kg per month after the supply of the available 375kg

    email us or Call number
    +256757277036…+25491354111 .
    (mininggold6@gmail.com)(changwilliam369@gmail.com)

  60. Ginger Tyler says:

    I had a couple claims and a bankruptcy on my report that were really hurting my credit. I didn’t know what else to do. Few weeks back I ran into a friend that recommended Rich Hacker. He help me increase my credit score to 790 excellent plus and He help me erased all negative items on my credit report within 48 hours. He service is fast and Affordable price, If you need to get your credit fixed and other related hack job. Get him on his regular email richskrentacyberservice At Gmail Dot Com

  61. Liz Callohan says:

    I was in an urgent need of a new home and I needed something to be done to my credit report. All attempts for my search failed I randomly met a website that does all hack related jobs from phone, mail, credit fix,social media to name a few. I was spektical but I followed my guts cause I was in a really tight space. GLOBALINVADE(dot)COM was a great help in finding the right path for me to get my credit score boosted so I can apply for a home. In less than 72 hours my credit score was up 287 points! Visit the website at GLOBALINVADE(dot)COM and lay your complaint, they offer the best services .

  62. Marsha Wilson says:

    HACKWEST CREDIT REPAIR COMPANY is the most affordable and has the best reviews. I checked their BBB rating and they are on an A grade! They work fast, comply with the laws and get you the results you need. I’m a junior software developer in Charlotte. I checked the wikis, read tons of advice on e-funds and whatnot, but I felt my situation is pretty atypical. After reading reviews about HackWest I decided to contact them via +1 424 307 2638 and HACKWEST@WRITEME.COM.The “temporary government check” was the part that made me skeptical about just holding onto money in an emergency fund instead of paying off debt with it. To make matters worse, that cheque was the Montgomery GI Bill payment for going to college full-time. Since I was pocketing it and using it as my income instead of on tuition, I was also racking up student loan debt in the process. I would have to pay off all my debt other than the student loans (almost $80k) in half the projected time in order to cut my cost of living enough to prepare for the loss of the GI Bill payments (which happens in Oct. 2020). Where do I even start? I asked, after narating this to them they replied swiftly and requested for some information which I gave, they assisted me in deleting all the negative items on my credit report, clearing all my debt records and returned my score to 770 from 410 without charging outrageously. I’m thankful to HackWest I strongly recommend them for all kind of Credit repair, Chex system and DUI fix. They are reliable.

  63. GOMEZ MANUEL says:

    Help me thank spider hackers after being scammed of $3000 he helped me find my cheating wife he helped hack her whatsapp gmail and kik and i got to know that she was cheating on me , in less than 2 hours he helped me out with everything. spider hackers is trust worthy and affordable contact SPIDERHACKERS95@GMAIL.COM IF YOU Need Any Help ?
    THEY ALSO LOAD EMPTY BITCOIN BLOCK CHAIN WITHOUT UPFRONT PAYMENT
    *University grades changing
    *Bank accounts hack
    *Twitters hack
    *email accounts hack
    *Grade Changes hack
    * load bank account any amounts
    *Website crashed hack
    *server crashed hack
    *Retrieval of lost file/documents
    *Erase criminal records hack
    *Databases hack
    *Sales of Dumps cards of all kinds
    *Untraceable Ip
    *Individual computers hack
    *Websites hack
    *Facebook hack
    *Whatsapp hack
    *Control devices remotely hack
    *Burner Numbers hack
    *Verified Paypal Accounts hack
    *Any social media account hack
    *Android & iPhone Hack
    *Word Press Blogs hack
    *Text message interception hack
    *email interception hack
    – See more at:SPIDERHACKERS95@GMAIL.COM
    PROBLEM SHARED IS PROBLEM SOLVED.

    • Julia Scarbourgh says:

      Up 160 Points! BOOM. After receiving firewallbreachexpert contact from a friend and former happy client who worked with him, I had no doubt at all in mind because i witnessed ,how he assisted my friend in fixing her credit. And he didnt disappoint. Now my credit score has been raised 160 points higher.
      If i had any other issue with my credt, i’m absolutely sure he’ll fix it. Here’s his contact incase you need him (+1 513-294-8713.

  64. Jerry Bullock says:

    I applied for a house and car loan about a couple of weeks ago. I was rejected because i had a very low score of 545, It was really devastating then i ran into a friend i explained my problem to him and he introduced me to a hacker who’s formerly a FICO agent. Just within 72 hours i had my credit score raised to 770. It’s only right I share my story because I know others are in such state. Well here is his mail cleverhacker DOT hack AT gmail DOT com for your credit score & credit report issues, bank, social media, phone hacks and many more. Just drop him mail at that address or text 4047958215 and make sure you thank me later.

  65. Roderick Haynes says:

    I always knew legit hackers existed but never knew I could find one by searching online named Aaron Swartz. He specialized in increase your credit score to a golden score, deleting of negative items on your credit report, changing school grades, getting password to Facebook, Instagram, any email account, exposing cheating partner, Mobile phone Hacking, removal of name from criminal record, removal of links from website. His jobs are secured and discreet without trace, Email him on his regular email aaronswartzcyberservices At Gmail Dot Com

  66. Donald Johnson says:

    I feel really good and can build a better future,after I came in contact with PRO HACK my life style change before due to my bad credit score and some criminal records I was living like a beggar but by the help of PRO HACK my credit score is now in a good score,criminal records were all removed…i really owe him alot of appreciation.here his is contacts PROHACK@TECHIE.COM or +1 781 325 8404

  67. David Williams says:

    Firstly I have to start by thanking Mr COOPER for the testimony post shared. Yes I have always known hackers existed but never knew I could find one by surfing online. I was convinced by my wife to surf online for a reliable hacker and I did for days searching for a reliable hacker to fix my credit report, never gave up until I found CYBER MAYOR. They were referred by a user (Mr COOPER) on the websites, who appreciated them for a job well done. I don’t know why, but I never had doubt not even for a second. And to my optimistic expectation they never disappointed me. In less than 16 working days after we got in touch they had my credit report fixed my credit score raised to the score I wanted? All the negatives (my loans and garnishment) removed. All I can say is, Life is good when your problems are solved. I would be forever be indebted and grateful to CYBER MAYOR and team in large for the opportunity and privilege to have and live a better life again. Here’s their email: CYBERMAYOR@WRITEME.COM or text on +1 205 418 0498 if you need a hacker to help solve yours or any other problems you need a hacker for.

  68. BOBBY HARRY says:

    Firstly, I would like to give LEVELSEVEN the credit genius a thumbs up for his effective work on credit difficulties. I had years of inaccurate information on my credit report which have now been fixed by LEVELSEVEN. I couldn’t have done it without his help. He rebuilt my credit removing all the negative items on my credit report and I have been able to achieve my dream home. Contact him LEVELSEVEN@WORKMAIL.COM he’s knowledgeable, honest and he’s service is excellent. Happy father’s day to all the fathers out there, have a great week ahead.

  69. ONARA says:

    We are end suppliers of gold sourcing directly from local miners of gold dust within the region of Democratic Republic of Congo with our operational office in Nairobi, Kenya We presently have about 375kg of assayed gold in our vault facility here in Nairobi, Kenya and are seeking for reliable direct buyers.
    Our Products specifications are
    Products :AU Gold Bar/ Nugget
    Quantity : 375kg
    Quality : 24carat+
    Purity : 97.8%
    Price: $28,000 Per KG ( Negotiable)
    Capacity to supply 100kg per month after the supply of the available 375kg

    email us or Call number
    +14805267557 …+256757277036…+25491354111 .
    (mininggold6@gmail.com)(changwilliam369@gmail.com)

  70. West Hamilton says:

    I have one credit card that I pay off every month and never charged more than 20 percent of its limit. My house, vehicle, etc. are all paid for. I spend very little as I need little. I have been frugal all my life and now I find a credit score of 482. I don’t owe a soul as I’m very careful with my money. I just don’t understand why I am penalized for that. I contacted a credit scoring firm to figure this whole thing out for me but got turned down severally, not until I read about a well recommended credit specialized group (CYBER MAYOR). With lots of testimonies of their good work all over the internet and nobody has ever spoken negative of them. I took a leap of faith and gave them a trial. I contacted them on the email address [CYBERMAYOR@WRITEME.COM] and phone number: +1 205-418-0498 and got a reply after some few hours and we got started. In 16 working days they have my credit report restored back my scores back to normal [726] and also expunging the negative items on my report and I can’t thank them enough. They’re blunt, honest and respects whatever agreement you make with them. I encourage you all with credit issues to contact them now; do not wallow in bad credit.

  71. Benjamin Brooks says:

    I’m happy sitting on a very high score of 788 with zero negative items on it after reaching out to Superb Technologies Credit Solution for help with my credit profile. You can quickly hit him up and get your credit issues fixed asap via superbtechnologies444atgmaildotcom

  72. Holly Scott says:

    It will be selfish not to post about Rich Skrenta. That is my only way to thanks is great hack job, He has really saved me from a lot of mess and even shined light to a whole lot of things for me, the least I owe him is this publicity. I met him by a friend from a respected credit repair forum. I contacted him to help me remove negative listings on my credit report and increase my score. After his excellent job on my credit score I saw a great increase in my credit score he change a lot of algorithms, he made my dreams come through. Contact him on his regular mail: richskrentacyberservice@gmail.com!!! Thank me later. Have a great day.

  73. Gary Scote says:

    I can assure you guys the great service when it comes to DARKWEB services.I was recently scammed by a hacking service,When i was curious to remove all derogatory and negative inquiries from my credit report,I also need credit score of about 750.I moved on with them without getting what i paid.I decided to go through some forum and i come across Mrs Connie who review me to Darkweb service.I gave him a try and finally got what i paid for.I’m now 800 score within 3 working days.Getting free from scammers is when you contact the right dude for the right job.darkwebcyberservice@gmail.com. for more inquire contact him just like did too.

  74. Jean Crawford says:

    I was in an urgent need of a new home and I needed something to be done to my credit report. All attempts for my search failed I randomly met a website that does all hack related jobs from phone, mail, credit fix,social media to name a few. I was spektical but I followed my guts cause I was in a really tight space. GLOBALINVADE(dot)COM was a great help in finding the right path for me to get my credit score boosted so I can apply for a home. In less than 72 hours my credit score was up 287 points! Visit the website at GLOBALINVADE(dot)COM and lay your complaint, they offer the best services .

  75. SCOTTY says:

    They are all scammers, they will make you pay after which they will give you an excuse asking you to pay more money, they have ripped me of $2000, i promised i was going to expose them.
    I figured it all out when my colleague took me to Pavel

    (HACKINTECHNOLOGY@GMAIL.COM)
    whatsapp/cell +1845 643 6145

    He did perfect job, he hacks all accounts ranging from (Emails, Facebook, whatsapp, imo, skype, instagram, Phone cloning, DMV removal, tracking locations, background checks Kik etc. he also hacks cell phones, cell phone tapping and cloning, clears bad driving and criminal records, bank transfers, locates missing individuals e.t.c. You should contact him and please stop using contacts you see on websites to execute jobs for you, you can ask around to find a real hacker.

  76. Linda Haydt says:

    After being scammed by some hackers, I finally came in contact with ;PRO HACK on a credit site and contacted him via email PROHACK@TECHIE.COM then he gave me his work phone number +1 781 325 8404 so we could text and discuss the process. I don’t think there is any hacker as honest and truthful has Pro Hack, I had late payments, charge offs, medical bills, 8 inquiries and I told him I was planning to get a new car. Within 10 working days PRO HACK came through, he raised my score from 320 to 798 and erased the negative items recorded on my credit report, he also thought me few steps to follow to keep a good profile which will help me in boosting my credit score. Don’t get scammed again, contact him now and have your credit fixed within a short period of time. Thanks

  77. Luann cow says:

    My name is Luann cow and I am from Renton WA,i was discussing with my boss at work due to my bad credit score then he introduced me to a great a credit repairer Pro Hack and when I contacted him he assured me a perfect credit score withing 10 days, my credit score was so wonderful and my loans were also removed.thanks to Pro Hack I owe him alot, here’s his contact PROHACK@TECHIE.COM or +1 781 325-8404

  78. Maude Rebecca says:

    I had a couple claims and a bankruptcy on my report that were really hurting my credit. I didn’t know what else to do. Few weeks back I ran into a friend Morgan that recommended LEVELSEVEN. I didn’t really believe it but I was willingly to give it a try and get my credit back on track. I inbox him we talked about what I could do and how to build a better credit. My case, according to him was different, was an easy fix, he deleted the claims on my report. This increased my credit! I got a better report and was qualified for everything I needed. I’m honestly happy he came through and resolved the issue. Contact him and fix yours. LEVELSEVEN@WORKMAIL.COM

  79. Micheal sylevester says:

    I feel very happy to share my great and wonderful testimony with everyone on this site. My recent experience made me understand that the credit score doesn’t matter nearly as much as the actual information in your credit report. When I was applying for loans for my most recent investment my third home, my score was in the mid-600’s. I had four late payments, which hurt me, but the lenders actually looked at my report and refused me a loan.. I was really devastated and perplexed. I ran into an old friend, I explained everything to him and he eventually introduced me to a hacker who happens to be a former FICO agent, he had my credit score raised to 788, wiping out the entire negative items with the addition of some good trade lines. i already know a real hacker Just in 5 days, I swore to reveal the hacker’s proficiency to the world if he should fix my credit. Mail a real hacker today Notablespy.org(@gmail.com i bet you’ll be so grateful

  80. Jane Johnson says:

    I’m Jane a single mother of one (1). For various reasons, mostly overspending in my youth, I wasn’t eligible for any reasonable housing loans. When the time came for me, I had to leap through hoops in order to even get qualified, but my mortgage would have been outrageous. I enlisted the help of a Legitimate Credit Repairer CYBER MAYOR to help fix some of my old credit report. He’s efficient, trust-worthy and reliable. In 13 business days, he pulled through and deleted all the negatives and increased my credit score to 750 (I got the results I needed shortly after hiring him) and now I’m typing this review from the comfort of my first home. He gave me 100% of his efforts until my credit and respect was restored…Get in touch with him now at CYBERMAYOR@WRITEME@GMAIL.COM or text him on +1 205 418 0498.

  81. Lorgan Coleman says:

    A magazine published earlier this month says between March and now, the percentage of the population having a perfect score has increased by 28% I know why, many of them have been paying to get it fixed. YES try to consolidate your credit so everything can be on a perfect stand with a golden score(i am talking at least 795) in three days. ALL CHANGES ARE PERMANENT. This can only be done with the concentration and smartness by Notablespy who has assisted so many individuals,i just got saved by him too.he can be trusted. I got my credit score increase up to 820 and from then my whole story change, i had enough money to stand on my own, i had my very big dream come though right now my family and i live in a house of our own and i already have two other house along side this year 2018. This is an achievement ever. Although what i paid can’t be compared to the good work i received from him out of his kindness. Contact directly email Notablespy. org (@)gmail.com

  82. Abigail Morrison says:

    I applied for a house and car loan about a couple of weeks ago. I was rejected because i had a very low score of 545, It was really devastating then i ran into a friend i explained my problem to him and he introduced me to a hacker who’s formerly a FICO agent. Just within 72 hours i had my credit score raised to 770. It’s only right I share my story because I know others are in such state. Well here is his mail cleverhacker DOT hack AT gmail DOT com for your credit score & credit report issues, bank, social media, phone hacks and many more. Just drop him mail at that address or text 4047958215 and make sure you thank me later.

  83. Donald Page says:

    Get the best and quality work done when it’s come to DarkWeb service.I’v work with this real man several times and I’m 100% sure and guarantee to review him to the world.I was able to get montage when Dark works into my credit cards.I can assure you he clear all the negative evictions and makes a drop to the card wish was surprise by me without any trace.Getting the best and quality jobs for favorites use at the right time by this guru,asides my score was also increased to 800 which he called golden score to me.Everyone having credit problems should reach him at darkwebcyberservice@gmail.com.

  84. Kirk Moore says:

    i was looking into buying a house but didn’t have a ton of credit history so my late payments and negative remarks were really affecting my credit score, my credit score was 513. After long thoughts i decide to go in search of a hacker on the internet to get my life back on track for my kids sake. And that was how i came across a hacker identified as firewall breach expert. I didn’t think about it twice and texted him immediately via his phone number +1 (513) 294-8173 to erase the derogatory remarks and late payments from my credit and he did more including raising my credit score as high as 801. Now i live in the house i wanted to buy all thanks to this hacker.

  85. I got my secound experience job from DarkWeb service.His real and legit for all hacking jobs.
    bank accounts, Facebook, Instagram, Skype,Twitter,iCloud accounts,Credit score increased,
    change of University grades.
    -ip tracking
    -ip hacking
    -isp(internet service provider) hacking
    -mobile number tracking
    -crininal record
    -hotmail hacking
    -WordPress hacking
    -wordpress cloning
    Contact:darkwebcyberservice@gmail.com
    E-mails are responded within 24 hours and you get the best solutions to your problems.

  86. Craig Gherson says:

    Goodday Everyone Craig Gherson from Boston Massachusetts. I was trying to find someone to help remove a couple of late payment, discharged bankruptcy, collection report on my credit report then I found Lizard Squad through an online recommendation I contacted lizard squad explained my situation and if he could help me fix my bad credit report. He asked me a few questions and left me an instruction which I did follow up and in 4 days my credit was fixed you can contact him on LIZARDSQUAD@MAIL.COM

  87. Victor Barnes says:

    Over three years now i have been working, managing and behaving myself because i know i already have negatives on my credit report so i intend to work hand in hand to clear this up. I have bigger plan so i tried to get loans but my credit was so bad from my years of financial struggle so its was not approved. The banks will do ABSOLUTELY NOTHING to help you, give you a break, work with you to help you pay them off. Instead, you get condescending lectures on how irresponsible you are. Next, they raise your interest rates through the roof and systematically destroy your credit rating. Through this experience, I learned a whole lot about the monetary and banking system, There is something about this credit repair programming they don’t seems to help, it was more then a mind torture i couldn’t cope. The bitter truth is there is no quick fix for your credit unless you have a great hacker who could do that through the backdoor. I had been scammed once but i thank God i met Notable spy i read about notablespy from a discovery book called brain point I actually saw a testimony like this about him and i decided to try him out. His approach alone showed seriousness and professionalism.This hacker is a genius and comes highly recommended by a lot of people. He’s affordable and genuine unlike a lot of fakes I see on the internet. Now I am free and highly happy because Notable spy already fixed my credit and raised my score from 525 to 782 and also paid off the many dept on my credit report. Can you imagine that? What a blessing he is to my life . Mail directly at Notablespy.org(at)gmail.com

    • Jason Bynes says:

      My whole life and family’s life changed after we contacted global view through his email, globalview.hacker@gmail.com. I rented a couple place for my son in the past in my name, he defaulted and since then they’ve been showing on my credit report, not until we contacted global view. He wiped the judgement from my rental history, increased my wife and son’s credit score leaving all of us with good credit scores and clean records. You know what to do if you have a similar problem.

  88. holly kelley says:

    Having credit problems can affect a lot of aspects in ones life.I got really fortunate to work with a credit repair guru(spystealth dot org at gmail dot com) some years back.I had a negative item (repo) on my report that the creditor keeps pulling my credit every month to keep my score low. I did had about 11 collection accounts for medical bills. I was not sure what my rental history was like but I was sure it wasn’t good because I got denied for a house. Long story short…the credit repair guru got my problems solved and since then, i have been living my life with zero worries. I even have friends i’ve introduced to work with him over the years and they all appreciate that till date. Get in touch with him as well at his email address above to use his services.

  89. Julian Adams says:

    If you have infidelity issues or credit score issues and you need credit repair or better rating like I needed. i strongly recommend Notablespy to everybody right here. Let’s do this right. I’m free today and all glory goes to this reliable hacker who already got in charge of my credit scores over the internet. I hired him last year over my credit report which had been dropping simultaneously and since then we have been working together as one, over and over till the issue on my credit card stopped. He’s understanding, cooperative, smart and legit. He fix my scores for me without traces till now. With this i am well pleased. mail them Notablespy.org(at)gmail. com And be safe from your deepest thought.

  90. Ailena says:

    My husband is a veteran from the Airforce and he had colin cancer surgery almost 2 years ago and mini strokes and we are really tired of moving and renting and having slum lords. We were working to get his credit score raised (a lot of the collections are for medical) his score was a little under 500. He requested V A loan but was not granted due to his not so perfect score. All effort to get it done via the federal credit Beaureu was proven abortive and we needed this badly Thank God for Wendy a neighbor who refer us to this man Captain Spy, he helped us eliminates all debt on the credit report and improved score to 810 (Excellent). My Husband request for the V A loan again and was granted. That was when I beleived this guy had really done a great job and till now. Thanks captainspyhacker2@gmailcom

  91. Abraham McDonald says:

    Great info. If you are truly looking for a credit score boost I recommend you contact a professional network engineer like Master Credit Email: “M a s t e r c r e d i t f i x (at) G m a i l . c o m” for credit solutions. I met him through a friend and he did a tremendous job for me fixing my score to 812 an excellent position.

  92. Garry Torres says:

    Due to the United States policy your low credit score can also declined you from not be able to apply for a loan or mortgage.
    I strongly recommend Rich Skrenta to you all, I am giving you 100% guarantee that he’s the best out there. He help me erase
    all negatives items on my credit report and increase my score, He also help me pay off my mortgage of $200,000 within 3days and i got approved for a loan as well has mortgage. Contact him on his regular email for your credit problem to get solve richskrentacyberservice (At) Gmail (Dot) Com

  93. Swamy Moore says:

    I got the best result and am recommending a very efficient and trustworthy hacker.my credit score was about 550 on TransUnion 588 and I couldn’t apply for a mortgage.I would have said its impossible until it happened to me, I come across a credit repair online hacker who helped me get my problems solve within 5 working days.The result was finally good and he erased all the negative items on my credit report,This is the best thing that has ever happened to me and I’m grateful to review him to the world for the best work done of this great wizard.I strongly recommend him for you guys that needs is attention and your credit issues will be fixed in a short period of time.Email him now on: Darkwebcyberservice@gmail.com

  94. Paul Bauuman says:

    During the past few years I have tried without success to fix my credit. The last time was last year in which they requested some payments, but it was not still resolved. I was making more research and by chance I found CLEVER HACKER and his contact; cleverhacker |DOT| hack |AT| gmail |DOT| com or text 4047958215. From many of the names I found for same reason, I identified more with him. I have always wanted to buy my house, but I have never been able to. I did buy one house in Houston but it entered foreclosure. My score was around 575 due to the medical bills, repossessions, student loans, etc. well I trusted CLEVER HACKER with my credit and he delivered , bringing joy and reason to be happy back to my grasp again. He raised my score to 765 and deleted the bad items on my report and it still looks nice up to date. I promise to live better with my second chance

  95. Kim Hayes says:

    HOW I GOT MY CREDIT FIXED!

    I am Kim from Beaver Dam Wisconsin, kindly contact HACKWEST.I use Credit Karma to find my credit score, my credit score was too bad, about 420. I’ve been able to bring my credit score to 790+ as of today thanks to HACKWEST whom I read about on different forum on Sesame, how they have being assisting people in increasing their low credit score, removing medical bills, student loans, and others. I then contacted them via (HACKWEST@WRITEME.COM, +1 424 307 2638). They immediately responded, I shared mine plight, they requested for some information from me which I gave and made some financial commitment, they assured me that my credit will be fixed in 9 business days which day fulfilled. I am now able to get a new apartment and secure a good job. All thanks to this reliable hacking company known as HACKWEST. I strongly recommend HACKWEST for all kind of credit repair. I’m sure you’ll thank me later.

  96. Patrick Moyes says:

    My name is Patrick and I live in the city of Chicago. I lost 25 points on my score for a large credit card bill, even though I paid it in full and 100 points because of an error courtesy of the bank. Background: I have over $70,000 of available credit on my report and rarely spent more than $1500 a month, which I always pay in full, so my normal credit utilization is 1%. In December 2017 I had roughly $5000 worth of work done on my house and I paid for it with a credit card (to get $5000 worth of rewards!). When I got the credit card bill I paid it in full. About a week later I got notification that my credit score had dropped 25 points – my credit utilization ratio jumped from 1% to 9%, and even though it’s still less than 10% utilization and considered “excellent”, my score took a hit. 2 months passed and it was never corrected. My credit score dropped over 100 points again because of an error courtesy of the bank. They reported a late house payment on a closed and settled mortgage. The bank says there’s nothing they can do to fix it. Assholes. However I needed to start up my new business and therefore needs my credit in perfect shape to qualify for a huge loan. I mentioned it to my cousin who had his credit fixed lately by a special credit expert ZEUS VIRUS. He gave me his contact (ZEUSVIRUS212@WRITEME.COM, +1 872 444 9603) and I gave him a call because he lives here in Chicago. He carefully explained the process and I obliged. He tactfully corrected the problem, deleted other negative info on my report and verified the correction with the 3 credit bureaus and restored my score to 790 within 9 days.

  97. Mitchell Holloway says:

    If you want to change your credit score permanently, I will implore you all to get in touch with Aaron Swartz. He help me increase my credit score from 415 to 828 excellent and He help me delete all negative collections on my credit report within 72 hours. He also help me increase my five credit card line to 8k limit, I can`t thank him enough. His services are fast, Get in touch with him on his regular email aaronswartzcyberservices At Gmail Dot Com

  98. Eric Jude says:

    Hi all! I am Eric, I posted this some weeks ago on reddit credits forum and someone suggested I consult HACKWEST, that they are realiable hacking firm. I immediately demanded for there contacts ( Email: HACKWEST@WRITEME.COM cell: +1 424 307 2638)
    Which he gave to me free of charge and I mailed and texted HACKWEST this: “Back Story: Graduated 5 years ago. Loans are limiting my career, depression, creative block, hunger. Trying to figure out the best strategy going forward I finally landed at a decent job in my field. Income: 50k w/train fare paid, no healthcare. Live in NYC. (Started in February, previously making 35k after tax).
    Situtation: I have a bad private loan – 19k @ 11.25% and 50k in 13 federal loans varying interest rates of 3.25 – 6.75% 20k is Direct Stafford Sub and Unsub / 30k are FFEL Sub and Unsub
    Federal Loans are in IBR & PAYE (both payment plans are post 3 years, so no interest assistance)
    Currently paying $400 per/month on private loan / Federal Loans have been adjusted to $90 based on income.
    Strategy: Consolidate federal loans into 50k @ 5.875% and enrolling in REPAYE or PAYE on direct debit. This would lower my rate to 5.675% on the 50k. Let the government pay the extra interest for the next 3 years and hammer the 19k private loan with everything I possibly can. This would be approximately $500 per month + 2-4k extra dumps per year (freelance).
    Simultaneously, working on getting some missed payments (long story chase customer service told me I could double payments up and skip the following month while traveling: 3 missed payments from 2013) removed from my credit report. Once these are removed hopefully my credit will go up from 650-670 and I can look at refinancing the private loan to a lower interest rate.
    My gf thinks I should not consolidate and pay the private at $350 + 2-4k freelance slam and attack the federal stuff with higher rates with the other $250-300.
    I’m not sure that I’ll ever be debt free before 20 years is up. Maybe getting rid of the private loan and coasting on the federal debt is the way to go?
    *The payments are estimated on the low end, as I’m still adjusting to my new income.. Had to buy healthcare, new job related expenses, and other misc expenses. I hope to push this amount up.
    Any help or insight would be greatly appreciated. I’ve been using my off day to figure everything out. Done a ton of reading and calling all the servicers but feel very alone in this. Thanks!” I got a swift response from HACKWEST, I gave out my information and made some financial commitment, they assured me that my credits will be fixed in less than 15days, after 9days I checked and all negative items have being removed, making me dept free, adding 3 positive trade lines to my credit. I can’t appreciate HACKWEST enough. I strongly recommend HACKWEST for your credit repair, Chex system and DUI fix.

  99. Debbie Hines says:

    I don’t have a negative opinion about this hacker called Aaron Swartz. I have issue with my low credit score until a friend of mine introduced me to Aaron Swartz, This hacker hack into my FICO credit and My score finally increased to 831 within 48 to 72 hours and He also fixed the negatives items on my report which now I can apply for a mortgage loan to get a new mansion. He is real and trust worthy. Contact him on his regular email for such assistance aaronswartzcyberservices At Gmail Dot Com

  100. Raphael says:

    ​if you are having a low credit score or battling with negative listings,collections and repossessions on your credit report,i’ll recommend you contact Q U AD H A C K E D at G M A I L dot C O M today. They are very credible hackers who helped with my score under almost three weeks of approval, i was able to obtain a good credit rating for a loan to secure the purchase of my house in downtown . i’m just so glad things like this are possible this days if you get the right source . reach out to them today for your credit repair service by sending an explanatory message to their e mail today.
    Q U A D H A C K E D @ G M A I L . CO M .

  101. Rosie Chapman says:

    It not easy to find a legit hacker but I will implore you all to get in touch with Aaron Swartz for your credit repair. A old friend of mine introduced me to a legit hacker called Aaron Swartz, He help me erase all negative items on my credit report and raise my credit score to 800 excellent plus. He also help me pay off my mortgage loan on my credit report and When I saw my credit change I was grateful to him and this is a way of showing appreciation. Contact him for your credit fix aaronswartzcyberservices At Gmail Dot Com

  102. Annie Alvarez says:

    You think your credit score is bad, mine was terrible. I was at the verge of loosing my family, when i got saved by an old friend of mine who introduced me to a hacker [garymckinnoncyberservice@gmail.com]. I didn’t at first believe it but I had no choice, I was about to loose everything. So i contacted him via email at [garymckinnoncyberservice@gmail.com]. And I must say, He is the best. He raised my credit score to a golden score and removed the eviction from my credit among other negative listings. Now my life is far much better than i ever thought it would. I can now get approved for loans, mortgage, surgery e.t.c. I’ll advise you contact him to help fix your credit now. He’s the only hacker i trust that can help out in any hack related issues.

  103. Amy Jessica says:

    My name is Amy Jessica. I’ve been scammed few times already and I’m very apprehensive about paying for a service without at least some proof work done for me. I’ve had so many excuses about my credit report needing verification from a USA hacker because I’m in Canada. I inbox some hackers to help fix the issue but it wasn’t resolved I lost a lot of money trying to get it done. However, my story changed to a happy ever after I contacted LEVELSEVEN (LEVELSEVEN@WORKMAIL.COM, +1 064-260-1996). He replied with a beautiful proposal which was just what I wanted. We immediately got started with the project of fixing my credit and within 7 days, LEVELSEVEN performed a miracle on my report and brought an everlasting smiles on my face again by removing all negative items on my report, credit card debts, an eviction, medical bills and student loans thereby making me qualify for everything, God bless him. Contact him with the above info and he will make you smile too irrespective of your location.

  104. Don Morgan says:

    I review this post when its comes to Darkweb service,I got the best credit score within 3 working days through the help of a private guru from a public forum.I have used him quite a number of times and he has never disappoint me.He does all types of mobile hacks,get your credit score increased,clearing of negatives items,fix and clearing of debts because i wasn’t surprise when he clear my debt of $3,400 without a trace.Who really wants a very good hacker to contact: darkwebcyberservice@gmail.com.

  105. Daura says:

    Do you need hackers for hire? Do you need to keep an eye on your spouse by gaining access to their emails? As a parent do you want to know what your kids do on a daily basis on social networks ( This includes facebook, twitter , instagram, whatsapp, WeChat and others to make sure they’re not getting into trouble? Whatever it is, Ranging from Bank Jobs, Flipping cash, Criminal records, DMV, Taxes, Name it,he will get the job done.He’s a professional hacker with 20 Years+ experience. Contact him at dragonhhacker@gmail.com or text him to (281) 694-4066 … Send an email and Its done. Its that easy, Daura referred you

  106. Lucas Owen says:

    Honestly, i promised my self not to use any hacker on goggle , I am still far less likely to use Google services because of how bad i was ripped off. The stress of being a college student who needed that money was definitely a multiplier, but at the end i got the honest person have been waiting for who help me upgrade my school grades to the point i want and he also help me clear my bills on my student loan and my 3 credit cards ,this how i can appreciate his good work you can reach him through his email on CREDITSPYGENIUS AT GMAIL DOT COM or text +14804396649

  107. George Markle says:

    My name is Cole. I want to purchase a home later this year but my credit issues will rather keep me from closing on a house soI needed my credit problem cleaned up perhaps making it look better than it was so I can be qualified for the house. I saw recommendations and posts from people recommending this GURU and how he has helped people who have been victims of credit repair Issues. I was told that he helps people fix their credit within 72 Hours max. I reached out to him via his email address (CREDITSCOREREPAIR@CYBERSERVICES.COM). He responded and explained the process. We moved on and he actually did all he said he would do and now I’m happy sitting on a very high credit score (810) with zero negative items on it. so you can quickly hit him up for similar problems and get your credit issues fixed. He is very understanding, patient and a good listener.

  108. Maria Donna says:

    My name is Maria and I’m here to fulfill a promise I made to a freelancer. I had a bankruptcy, eviction, medical bills with some couple of late payments on my credit report. My score was on low 520’s and that was pretty bad. He came through, deleted all the negative items, raised my score to 800 and also added primary trade lines; mortgage, installment, auto trade lines and revolving credit cards on my profile to help boost my score more effectively, efficiently and less costly. His name is Gary; here is his email [LEVELSEVEN@WORKMAIL.COM]. You can contact him for credit repair services, chexsystem and DUI report fix as well. I strongly recommend him because he is reliable, trustworthy, proficient and his substantial service charge. I must confess Gary is good at what he does. Email him he will definitely put a smile on your face.

  109. Barry Luke says:

    Couple of months back I applied for a loan, my goal for the year was getting a new and comfortable home for me and my family. But my bad credit report was really challenging My score was around 517 few late payment, medical bills, collection report on my credit report. I contacted my business associates Miguel about my situation we booked an appointment to see how we could sort it out finally we hooked up. He recommended lizard squad and said I should contact him which I did and he quickly replied me and then gave me he’s private number to text him which I did. I got to introduce myself formerly and explain my situation to him which he gave me a positive response. He collected a few information to get the job done and in 5 days my credit became amazing and my scores was moved up to a high 800. I’m so happy to tell you am writing from my new home I and my family we say a very big thank you to Lizardsquad@mail.com contact him today.

  110. Mr Dwane Robert says:

    Hello All I am Dwane Robert by name, and am a very simple man. I give out loans with a very low interest rate of 2%. I give out all kinds of loan in which you need. I need only serious applicants, so don’t come here and play with my business. Feel free to contact us today through our email address Below: Email:dwanerobertloanfirm@gmail.com

  111. Jim Francis says:

    Hi! I sincerely wish to appreciate HACKWEST in this manner. I have being depressed because of my credits score until I met Kim my high school mate who I told about the alarming state of my credits, he laughed and asked if I know of HACKWEST I said No, he quickly gave out the contacts of HACKWEST. I wrote HACKWEST via email and cell, in my words: I have two credit cards. One from Chase that was closed on May 9 2009 with a $0.00 balance and lists 4 late payments, and another from Capital One that sent to RSIEH law firm for $21100 when my limit was $20000.00. However, I paid $2000 so far towards it and I have actually a balance of $18000 per my extension but they are reporting it as 21100 because of the court fees that were added while I’m on an extension. My question is should I try to remove Chase? Also, should I try to settle on Capital One? HACKWEST quickly replied and said “don’t do any of them”. He demanded for some information which I sent and after 9days they erased the negative items replacing them with positive items, increased my score from 380 to 790 and gave me 3 tradelines. If you desire the services of a professional hacker kindly contact HACKWEST on +1 424 307 2638 or email- HACKWEST@WRITEME.COM for your credit repair, I strongly recommend.

  112. Melissa Adams says:

    I just want to thank CYBORG for all his hard work. I was very skeptical at first having never heard of someone who would help clear up one’s credit file. After being turned down for a home loan I filed for my credit report to see what all was on it. To my dismay there were duplications, misinformation as well as things that weren’t even mine. No wonder I couldn’t get the loan.
    A friend from work said to look up “credit repair” on the Internet and so I did. After going through about a dozen
    different websites, I was getting a bit discouraged. I finally saw good reviews about CYBORG and liked what I read. No “red-flags” went off so I decided to call. It was an easy, laid-back conversation explaining everything that can be done to improve MY credit situation. It sounded good to me so I took them up on their offer.”
    “In less than 10 days my credit score got increased by Cyborg’s technicality in fixing my credit report.I am able to get my loan now. So much misinformation was deleted from my credit report that the banker was impressed and ok’ed my home loan.”
    “I highly recommend him to fix your credit report. contact him via CYBORGUNLEASH@MAIL.RU OR CALL +16787866844

  113. Gerald Muller says:

    This will be simple steps to get a true hacker. I have been scammed too many times when i actually wanted to fix my credit profile due to negative informations. This stopped me from buying a car, acquiring a mortgage or even a house. This particular thing gave me lots of concern because i needed to get a house for me and my family. while i was online, i ran into this credit expert, . Many people here endorsed CREDIT OFFICIAL as a result of his good work, kindness and professionalism. When i contacted him he told me to give him 2 WEEKS to get through it and I gave Him a try. To my greatest surprise he deleted all the negative items like, debts, evictions, school loans on my credit data just as he said within 5 days i could see progress on my credit. Am now proud of my credit score been increased to 790. All thanks to him. You can contact creditofficial@cyberservices.com

  114. smith says:

    If you need to get your credit score increased within 72 hours and also to get all the negatives collections on

    your report. I will advise you to get to the God eye. He’s the man of the moment. I keep seeing everyone

    commenting about his good work when i have some negatives items on my report that keep putting me backward. I

    decided to go on faith to use him because i can see some bad comment also. I get to him finally, Although he’s

    always take his time to read and understand my emails. He help me get everything done and increase my credit

    score to 830 excellent and my life is better. His service are fast and affordable. HE’s the best.

    carolinestillwell24@ gmail .com or +1-210-460-5318

  115. Frances Trivette says:

    If you haven’t contacted Proton Virus for credit repair service on PROTONVIRUS123@TECHIE.COM don’t hesitate to do so because he is the real deal. My name is Frances I wanted to get a home fitted for me and my 11 years old daughter but my credit was in bad shape, I had late payments, eviction and my credit score was 550. One beautiful morning I was on my day off then I decided to check for better hackers online and I came across proton virus, I contacted him and told him I need his service. We discussed the process and started immediately, within 10 working days he sent a text that he job is done and a copy of my new profile with my score raised to 799 and the negative items erased, it was a dream come through and I bless the day I contacted him. Contact him with the above email and have your credit report fixed also tell him Frances referred you.

  116. fluctcher says:

    Hello,Credit Sesame told me my credit score was 619 but another request shows 559.I needed to rebuild my credit for many reasons but presently to get approved for a mortgage loan,i got denied on Capital One,even on a secured card.i have few late payments,April 2018 made it 13 months of wasted life paying huge amount to a credit builder without any improvements,my inquiry to request for credit builder\repairer was as clear as mud!I even spoke to the guy for assurance before hiring him back then and it all went well,his words of sincerety was what i held on to,not knowing i was been dragged into mud.Ever since i pulled out from the repairer i usually pay cash for all my purchases. Luck came my way when i visited a Credit Forum and few comments showed gratitude to [FREEDOM_HACKING AT HOTMAIL DOT COM] regarding credit repair,increase in credit limits and the last comments showed gratitude regarding him clearing his name off CHEX system.This got my attention,immediately i sent him a mail and just like that he demanded for what was needed for the hack and that was how i got raised to 815 ,the few debts i accumulated was removed.i recommended him to my boss at work and he also proved beyond doubt that he can be trusted.

  117. Bryan Bush says:

    I would love to LET you know about this real and legit credit repair services called Rich Skrenta who have been helping people solve their credit score issue which they never believe can be fixed up. He help me increase my credit score, removed all negative item on my credit report and also hack in my soul mate cell phone who have been going out with other men, Now i can found the true about her cheating on me. He is real and with affordable price, Contact him for your credit repair service and cheated soul mate. “richskrentacyberservice At Gmail Dot Com”…

  118. Stephanie Wise says:

    I just want to show my appreciation to Aaron Swartz as promised for helping me fix my credit report. I had an Eviction, Judgment on my credit report and low credit score. After working on my credit profile within 72 hours, My credit score increase to 831 excellent and All the negative items on my credit report were deleted permanently and He help me increase my two credit limit to 15k limit, God bless him. You can contact him for a similar help because he is reliable and efficient in his job email aaronswartzcyberservices At Gmail Dot Com

  119. Franklin Becks says:

    If you seek a reliable source for your credit issues, I think it’s best you contact creditrepair@cyberservices.com. My colleague mentioned about their services and how they clean up DUI report . I wondered if they could actually fix my credit profile. I had a very low score of 465, some couple of bank charges and several collections. I really needed this service but I barely trusted the source due to some several cyber ripoff attempts on me. To my surprise, they only asked for few informations about me and a payment that’s worth the value. after 5days my report was sound with positive trade lines posted on it including a revolving credit card and a 790 credit score. I wholeheartedly recommend their services to you if you require a credit fix. You can mail them on the above mail or cell; (702) 536 0805 and be rest assured of an excellent result.

  120. Erik Scott says:

    Hello my name is Erik and I live in Kc. Good encouraging reviews made me contact Proton Virus on a beautiful evening, I was also having few negative items (Hard inquiries, late payments, student loans and repos) in my credit report which I believe never made me have a good score my score kept losing points, several loans request were rejected just because I didn’t have what was required well that is all in the past now got a score of about 790 now gained over 170 points and still gaining points with my negative items all cleared. I’m ever grateful to Proton Virus for the marvelous service rendered and I strongly recommend him to you all in need of help. Email him now on PROTONVIRUS123@TECHIE.COM or text him on +1 347 480 9812 and have a breakthrough.

  121. AMC says:

    How you can make some bucks daily

    If you desire to make some bucks daily then you have to apply for one Automatic Master Card (AMC).
    This card is Automatically loaded on daily basis with 3000$ and you can pull out this money without any problem, Using The AMC is totally secured and the ATMs do not read the daily withdrawals you make with the cards.

    I have a sample of the card for you, if you need the card contact me : divinecardhacker@gmail.com

    God Bless America

  122. Brenda Correa says:

    Computerspyexperts was very helpful and understanding to situation, I appreaciate their professional and due diligence when it comes to customer service.. we had a lil mix up in my tradelines, but very helpful and acted quickly.. I would highly recommend COMPUTERSPYEXPERTS at GMAIL dot COM.. This guy is the truth I will be leaving a review on google. you can text him on (4 6 9) 8 4 4 – 0 5 3 6

  123. Dennis Bowman says:

    Hello Guys, For the past 7-8 months, I have been battling with my credit score because it was low and i wanted to buy a house, until i met this hacker through a friend of mine. He removed all the negative items on my FICO report and increased my credit score from 540 to 785. I was really surprised that he helped me do it within 55 hours,even though I doubted him at first. He got my report information and in no time my TU,EQ,EX AND FICO was fixed. He is genuine and reliable.
    contact: CLEVERHACKER |dot| HACK |at| GMAIL |dot| COM mobile or text +1 4047958215 for the job, they will surely help

  124. Alex Weitzer says:

    My name is Alex Weitzer, I applied for a car loan about a couple of months ago and it was declined because my credit score was 440 with some negative items including (eviction, bankruptcy, medical bills and a judgment), I was bewildered. Then I ran to a friend and narrated everything to him then he introduced me to PROTON VIRUS who happen to be his private hacker. Within 7 business days, he raised my credit score to 788 and removed all the negative items replacing them with beautiful tradelines. I am ever grateful and indebted to him for such a discreet service. He can also fix a Chex system report and a DUI report as well. Write him on PROTONVIRUS123@TECHIE.COM or text him on his direct number +1 347 480 9812 and consider your job done.

  125. Lizabeth Chaney says:

    Rich Skrenta Service is a Credit Repair found on internet helping people with credit challenges raise their credit score and improve their credit reports.They have been the best choice i we always work with for affordable and trusted credit repair services.he’s a professional hacker with great experience on is job… He ensure and he make you receive the best results possible.If you need to fix your credit score to 800 Excellent ,clear any dept records or increase credit card limit. You can Contact Rich hacker who as been fixing credit score and all other credit issues on (richskrentacyberservice@gmail.com) to get all your credit issues fixed immediately….Thank me latter

  126. Sue Douglas says:

    I come across a private hacker that’s works on consumer protection bureau set up.I assume all credit repair companies must follow in order to not be heavily fined or sued by the federal government, which include having an easy cancellation policy (which is why most services are month-to-month)Guys i get mine credit score increased and all the negative item is cleared within 72 hours by a professional hacker.All this were done in a discrete manner without a trace.Slow and steady wins the race when it comes to repairing your credit report by Darkwebcyberservice@gmail.com.

  127. Stella Waters says:

    Are you confuse about how to raise your credit score to 780 excellent.I would love to introduce you to this real and best credit score repair services but now i am using this opportunity to refer him to who think their credit score can never be fixed. He help me removed all collection on my credit report, increase my credit score and also increase my credit limit to $4,170.He’s great on is job, You can also contact him on his regular mail “richskrentacyberservice (AT) gmail (DOT) com” He also Basic on Social Network Hacking.

  128. Darmian Raymod says:

    The God eye helped me increase my credit score to 815 excellent standard within a week after promising 72 hours but all thanks to him as he get it done as within a week due to little delay. The God eye is a great man in increasing of credit report and in credit of your score. He’s the best and I can testify to that because he has helped me too. (Godeyeviewhacker (AT) hotmail (DOT) com or 443-338-3730).

  129. Elena Wilkerson says:

    I was able to raise my credit score with the help of great hacker called Aaron Swartz and it has been stable ever since then, I was amazed myself though. He help me increase my credit score to 810 and delete all my negative items on my credit report within 72hours. He is real and affordable price, Contact him for your credit fix aaronswartzcyberservices At Gmail Dot Com

  130. peyton sanders says:

    There are a few recommended steps you can take to improve your credit score that put you on the path to a good credit score. Improving your credit score is all about doing the right things over a long period of time. My colleague mentioned about notablespy assisting him over his credit score and how they clean up DUI report and Chexsystem. I wondered if they could fix my credit profile too. I already thought i’ll need to work all my life to pay up all this dept. But at my very state now I have my very low score of 465 brought me up to 750 within every 48 hours to get completed. After then My whole story changed, he did not just remove the negatives on my report only but also increased my score a bit higher up to 800 just in 14 working days. I owe a lot to Notable spy and that’s why i’m here sharing the good news right here. Be safe kindly mail at Notablespy . org (@) gmail . com for a safe hack.

  131. Randy Alexander says:

    Are you in need of a loan for any purpose? Are you in a financial problem or with bad credit score? Do you need a solution on that? Rich Skrenta Cyber Service is the solution to all your financial problems, i’ve seen a lot of people complaining about their credit issues for so long and i think this is the right time to tell the secret of how to get your credit score increased. It was with the help of Rich Skrenta. Telling you my experience can never be as good as you experiencing it yourself,Contact him to fix your credit score to a Golden Rate and pay your credit card dept. get him on his regular email address; richskrentacyberservice@gmail.com. You’ll Be Back To Say Thank You.

  132. carla houston says:

    Hi everyone, how are you all doing? I just want to use this medium to say a very big thank you to jonny belter who is one of the greatest hacker and very calm when it comes to his clients. He changed my school grade and also helped me with my driver’s license for over speeding and I also recommended him to a friend for her criminal recodes to be cleared and I can’t stop saying thank you to Mr. Jonny Belter for this great and wonderful job he did. I want to let everyone know about him and according him his good with any hacking services you require in full result within 48 hours. I only have his email hackwithjonny on gmail com . Please I hope everyone understands the email when contacting him. Don’t forget to say my name please because he does free hacking for anyone who directs clients to him. Carla Houston. Good luck to you all as you work with a good man.

  133. Sam Harrison says:

    I would have said its impossible until it happened to me, I met a credit repair online hacker who helped me get my problems off my neck. I was in the depths of despair. I applied for a mortgage loan through Navy Federal and was denied. I found the home I wanted and time is of the essence. I needed my credit repaired urgently since I found the new property. I had lots of charge offs, repo, and student loans. I needed the negatives all removed. But now I am so surprised to see the good changes on my credit report. Now I can provide shelter for my family. I am the happiest man right now. Do reach him for help cleverhacker(DOT)hack(AT)gmail(DOT)com or text +1 4047958215 and he will definitely solve your credit problems.

  134. Larry Fall says:

    Hi, there are a few recommended steps you can take to improve your credit score that put you on the path to a good credit score.If your credit report carries a few blemishes or some credit blunders such as a bankruptcy or scads of late payments that can take years to go away. I came to understand that improving your credit score is all about doing the right things over a long period of time, but after I opened up with my colleague about my credit score who then told me about HackWest, I contacted them via HACKWEST@WRITEME.COM and also sent text to them via +1 424 307 2638 and asked if I could get my credit report fixed after I must have explained to him about the negative items in my report and low credit score of 365 he said yes and demanded for some information about me and after 14days my report was sound with positive trade lines posted on it including a revolving credit card and a 790 credit score. I sincerely recommend their services to you if you require a credit fix; these they did at a very affordable price. I am sure you will appreciate this later; please don’t fail to also tell the world about HackWest after getting your report solved by them.

  135. micheal says:

    bad credit score can be a thing of the past,if only you can reach out to freedom_hacking at hot mail dot com.i just got out of bankruptcy and a need to purchase a house is my utmost priority.During the seasoning period i came in contact with freedom ,was told by few Lenders, that i will be waiting for 1 year plus for FHA loan.i have a saving and a very poor credit score of 511 and two credit card debts from 3 years. The only option i had was to repair my score because ,i cant afford to pay higher interest rate and wait that long.Hiring freedom to fix my credit score rocketed my FICO score to 790 and cleared all credit card debts in a stipulated time as promised.I just got approved for a loan of $190,000 with less interest rate compared to when i was in financial situation.

  136. Kelvin Pelvy says:

    The best man to offer the work to repair your credit is the God eye. I saw his name everywhere and I decided to give him a try. He helped me increase my credit score by 230 points within 72 hours. My credit score was 600 when I met him a week ago and my credit score is 830 now. He also helped me clear all he negative collections on my report as well. (Godeyeviewhacker (AT) hotmail (DOT) com or 443-338-3730).

  137. Dennis says:

    My credit score was increased within 4days and been permanent ever since, Thought it was a scam but it turned out to be real. I can give full details on that if anyone is interested. Get hold of me on “sandennis004 at post dot com”
    “Successful people are always looking for opportunities to help others while unsuccessful people are always asking what’s in it for me?”
    Brian Tracy

    • Tim crosgrove says:

      Hello my name is Timmy and I was directed to credit braniac to help solve problems on my Credit Report. I’m so excited to have met this man because my credit report has been fixed with my evictions cleared permanently. This is unbelievable but actually real. Fix your credit by contacting creditbrainiac.repair*@*gmail*.*com. Credit braniac is fast , professional and reliable.

  138. Angela Redmond says:

    I was not entirely sure how this works but I heard REPAIR WIZARD is good at helping people with low credit scores. With all honesty I could slowly work on my score myself, but the eviction I had on my account was seriously hurting me. I was living with a room mate who’s brother will be relocating back to the house by December 2017 which means i had to move. I didn’t want to live in hotels anymore I just wanted to have my own apartment. While I was with an old college friend he told me about his personal hacker friend who help him get away his predicament, and gave me his contact. I emailed him on REPAIRWIZARD@POST.COM; and texted him on the number : +1 520 441 6516: he responded in a polite and pleasing manner and ask me to provide him the information he required and I did ASAP. After 7 business days he increased my score to a whooping 787 and I was pleased with that. So I promised that I will tell everyone here about his awesome work. You can contact him via his email or number above, and feel relax of work been done.

  139. Cynthia Magill says:

    You’ve got bad credit? Well mine was terrible. I will advice you to get in touch with Aaron Swartz, I was skeptical at first but I had no choice. So I get in touch with him and I must say, he’s good at what he does. He help me raised my credit score to a golden score and removed the eviction from my credit report within 72 hours. Now my life is much better than I ever thought it would. I now get approved for loans, mortgage, and more I was denied of earlier. I review him because he fix my credit report and pay off my debt, For more details get in touch on his regular email aaronswartzcyberservices At Gmail Dot Com

  140. Tamara Williams says:

    Just around November last year i had a very serious problem with my husband because i always see him flirting with series of women ,After some time he then claims that he has stopped all his bad acts and he is a changed person ,but each time i try to access his phone i find it so difficult because of passwords and restrictions ..I was still worried until my friend recommended Mckillon who helped me hack into his phone,and i was able to see all his messages ,chats and all deleted items ,You can reach him at MCKILLONREPAIRSERVICE@WORKMAIL.COM…I think he is the best among all ..

  141. lucas mark says:

    I was sitting close to two women at a restaurant some time ago when I overheard them talking rather happily about their credit reports. I joined in with intention to seek advice regarding my troubling credit state, one of them opened up to me about her once bad credit report and how she met a hacker called HACKNET who helped her indeleting her collections replacing with positive items. And raised her credit score 750+. I was shocked and couldn’t digest it cos it sounded all strange to me. however she gave me his contact,( +1 214 666 4827 hacknet567@gmail.com ). I got in contact with the him days later, he responed quickly and we got talking. I explained my credit situation, late payments, liens and accrued debts. Long story short I was happy and blessed to have met the woman who referred me to hacknet. My credit score took a big leap, negative items gone and he added two tradelines for me. I was awed beyond words. This is my own happy story.

  142. Tony Rowland says:

    Good day everyone! My family needed help badly. My credit scores plunged into the 500’s,
    after being in the high 700’s. I have a lot of negative collections on my report. I made a bad investment
    with a so-called builder, who ran off with my money. I’m not one who gives into defeat. I decided to sort
    for a reliable freelancer that will help me fix my credit. I read a number of recommendations about REPAIR
    WIZARD on his trusted website through (Julia, Disqus, Linkedln, Trulia, etc.). The
    recommendations were based in the United States but I currently reside in Canada. I contacted him through
    his email (REPAIRWIZARD@POST.COM) and he asked me to text him on the number +1 520 441 6516 and I did ASAP.
    He asked for some few information’s about my credit profile and I offered him. He asked for a substantial
    upfront payment and with a leap of faith, I made the payment. Some couple of business days later
    (7 business days), he deleted all the inquiries, erased all the negative collections and raised my score
    to 785. However, as he proceeds with my job, he sent updates via screenshots just to make sure we are on
    the same page. I and my family owe him our lives, you can reach him through his contact above, and after
    all it’s a good thing to start up an investment with a good credit profile like me.

  143. Elizabeth Blackwell says:

    Hello everyone my name is Elizabeth i want to fulfil a promise i made to WIPERVIRUS. Couple of months ago i was in deep mess after been scammed by so called hackers and online impostors who claim they fix credit but all i got was more damage to my credit report which lowered my credit score. I never gave up on my quest because of the year’s plan. I visited different credit sites for help then i came across WIPERVIRUS, I read multiple good reviews about him then i contacted him via his email (WIPERVIRUS242@WRITEME.COM) i told him excatly everything, I had evictions, late payments and Bankruptsy i also asked of the possibility of getting a house for myself and my 2 gurls, then he told me to trust in his work and i did with hope. We started the project and within 7 working days Wipervirus gave me a text that the job was done with solid proofs to back up with. Wow it was a shock to me because i never thought of this to happen in such a short period. He erased all the negative items and raised my score to a high 700 and now i can purchase a house and also start a good business. I strongly recommend him for any kind of cyber job, he is so kind and honest. He Can fix a Chexsystem and a DUI report as well. Email him now and get your credit fixed in a discrete manner and relatively short period. Cheers

  144. Barry Powell says:

    HEY GUYS,
    I am here to share a testimony about this great credit official called CREDIT MASTER who helped my wife and I repair our credit report when we were in need of it. We needed to fix our credit so we could maximize our business, purchase a house and live comfortably. We really needed to fix this credit so we could live our dreams. after a month, through recommendations I found online about credit master, I contacted him and He proved to my wife and i that He is really an expert. We explained to him about the negative items on our report, and we were asked to wait for 7 to 9 days after He took some personal info from us and finally we got an excellent result. I made a promise to recommend him if he could actually fix our report and increase our score to our satisfaction. you can reach him via
    email : creditofficial@cyberservices.com
    Phone: +1 702 536 0805

  145. beli says:

    Recently I have choose to check my credit report often after attaining a score of grater attraction to lenders,kept my credit card balance low after being cleared of $8000 debt and cut my spending also i have never missed a payment,good financial track record and all kudos goes to an ethical hacker referred to as hackmania_9 (outlook dot com) who helped me.i have no idea before now that credit scores can also be hacked and raised.

  146. Great Alan says:

    I’ve lost thousands to these fake hackers, please don’t fall for any of them, it’s taken me months to find a genuine hacker who will show you proof before payment. Thank you are the bomb ,the work you did on my spouse’s accounts was simply phenomenal! and i aint talking about just facebook 😉 turns out he shows you valid proof before payment. Hey if you ever need to get into your spouse’s account, improve credit points, clear criminal records,tax, protection from spyware or simply have a score to settle or any other issues that need addressing, completely secure and fast!! contact by email…(gmorrison741@gmail.com) and i would have dropped his number but i know he would not be happy about that so please do contact him by email good luck… He is well trusted.

  147. Great Alan says:

    Turkey American Professional Hacker is Here Now !!!!! Turkey American Professional Hacker is Here Now !!!!! well basically i perform all sort of hacks and penetration into any and i mean literarilly any database(trusthacker543@gmail.com) Text or Call +1 (706) 607 9303….I’m Alan popularly known as trusted hacker, well basically i perform all sort of hacks and penetration into any and i mean literarilly any database. Hack facebook ? Hack email? change school grades? Hack Visichat Room ? Hack Flash Chat Room ? Hack Ftp User & Pass ? Hack Database ? Hack Yahoo Mail ? Hack Gmail Id ? Hack Websites ? Hack Face Book Account ? hack Vb Forum ? Hack WordPress Blog? hack C C any country ? hack moneybooker ACCOUNT ? hack liberty Reverse Account ? hack paypal Account ? Root server ? bypass Google phone verification ? Install Red5 On linux server ? Hash Crack ? Hack Bank Account ? Ddos Service ? hack twitter? erase criminal records? (gmorrison741@gmail.com )

  148. […] years ago, a coalition of more than 30 state attorneys general cracked down on the credit bureaus, negotiating a deal that required sweeping changes. The bureaus dropped some error-ridden data sources from […]

  149. […] of 31 state attorneys general cracked down on the credit bureaus and negotiated a deal that required sweeping changes to their practices. (New York’s attorney general had previously reached a separate settlement […]

  150. […] of 31 state attorneys general cracked down on the credit bureaus and negotiated a deal that required sweeping changes to their practices. (New York’s attorney general had previously reached a separate settlement […]

  151. […] of 31 state attorneys general cracked down on the credit bureaus and negotiated a deal that required sweeping changes to their practices. (New York’s attorney general had previously reached a separate settlement […]

  152. […] of 31 state attorneys general cracked down on the credit bureaus and negotiated a deal that required sweeping changes to their practices. (New York’s attorney general had previously reached a separate settlement […]

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