Norma P. Garcia is a Senior Attorney and manages the Financial Services Program for Consumers Union, the policy and advocacy division of Consumer Reports magazine. Since joining Consumers Union?s staff in 1992, Ms. Garcia has become a recognized national and international expert in mortgage lending, credit, finance and insurance regulatory law and policy. She has served as expert advisor and witness on technical matters for legislators and legislative staff and has negotiated and successfully lobbied for the passage of significant consumer protection legislation. Ms. Garcia is the author of several publications on topics including the usage of credit scores in insurance, reverse mortgages and predatory mortgage lending.

Ms. Garcia was honored as a 2000 National Trial Lawyer of the Year Finalist by the Trial Lawyers for Public Justice for her contribution to the public interest while serving as co-counsel on the litigation team which successfully defended Consumers Union in a multi-million dollar lawsuit brought by Isuzu Motors Ltd. Ms. Garcia also served as co-counsel on the Consumers Union litigation team which in 2007 successfully defended landmark anti-discrimination insurance regulations which will save California consumers billions in automobile insurance premiums.

Ms. Garcia received her law degree from the University of California, Hastings College of the Law and her BA from the University of California at Irvine. Garcia?s undergraduate studies include one year abroad at the Universidad Nacional Autonoma de Mexico (UNAM) in Mexico City.

Ms. Garcia is an attorney admitted in California and Hawaii.